Read the fine print of our products and services and the rules that govern their use.
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  • Electronic Disclosure

    Read the terms and conditions for enrolling in eStatements and eDisclosures.

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  • Courtesy Pay Agreement

    Here’s how our overdraft coverage program works.

    Consumer Accounts
    Business Accounts

  • Collateral Insurance Protection

    All loans must maintain insurance above the state minimum liability coverage.

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  • Regulation D

    The Federal Reserve limits withdrawal transactions on your non-checking share accounts.

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  • Regulation E

    Here’s how to address errors related to your electronic transfers.

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  • Fee Schedule

    We have a variety of fees for different types of transactions and activity. 

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  • Member Handbooks

    Read all the details of our membership for business and consumer accounts. 

    Business Accounts (Effective 11/15/2017)
    Consumer Accounts (Effective 11/15/2017)
    Change In Terms (Effective 11/16/2018)

  • Online Banking Access Disclosure

    Learn about the rules that govern your use of KeyPoint’s online banking.

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    Access the license numbers of KeyPoint Credit Union and our mortgage loan officers.

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  • Remote Deposit Capture Agreement

    Here’s what you need to know about using KeyPoint’s remote deposit capture.

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  • Truth in Savings Disclosures

    Learn the details about KeyPoint's deposit products.

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  • VISA® Account Updater

    We automatically update your recurring payments.

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    See the Disclosure

  • Website Use of Tracking Data

    Learn more about how KeyPoint Credit Union and third-party vendors use "cookies" on your web browsers.

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