Dividend Checking

Earn generous dividends on your cash!  The monthly account fee is waived with minimum direct deposit of $1,000 or ten (10) debit purchase transactions within the month.  Great FREE features, including fast direct deposit (as much as two days faster than other financial institutions), a free Visa® Debit Card and fee-free access to over 30,000 ATMs.

Minimum Opening Deposit

Dividend Rate

Online and Mobile Banking

Bill Pay

eStatements

 
$100 0.05% (0.05% APY)* Free Free Free
($2 paper statement fee)		 Open

 

Open a Checking Account (opens in a new tab) Check Application Status (opens in a new tab) Call (877) 552-3004
Schedule an Appointment (opens in a new tab) Visit a Branch


KeyPoint Membership required.

*Checking accounts have variable rates. Rates accurate as of 9/1/2025 and subject to change. Fees may reduce earnings.