Dividend Checking Account

Earn generous dividends on your cash!  The monthly account fee is waived with minimum direct deposit of $1,000 or ten (10) debit purchase transactions within the month.  Great FREE features, including fast direct deposit (as much as two days faster than other financial institutions), a free Visa® Debit Card and fee-free access to over 30,000 ATMs.

Start earning interest on your checking balance

Visit our California Bay Area and Santa Barbara County branches in San Jose, Cupertino, Dublin, Goleta, Milpitas, Santa Clara, or Santa Teresa today.

Minimum Opening Deposit

Dividend Rate

Online and Mobile Banking

Bill Pay

eStatements

 
$100 0.05% (0.05% APY)* Free Free Free
($2 paper statement fee)		 Open

 

Open a Checking Account (opens in a new tab) Schedule an Appointment (opens in a new tab)


KeyPoint Membership required.

*Checking accounts have variable rates. Rates accurate as of 9/1/2025 and subject to change. Fees may reduce earnings.