Current Deals

*APY=Annual Percentage Yield. Available as of 3/1/2026 and subject to change without notice. $500 minimum opening balance. New money only—this certificate cannot be funded with money already in a KeyPoint account. Early withdrawal penalties apply to 12-Month Certificate. Early withdrawal penalties apply to withdrawals within six days of account opening on 5-Month Certificate; penalty-free withdrawals permitted seven or more days after account opening. KeyPoint Membership required.

*Offer available from 1/1/2026 to 3/31/2026. Promo code “NM26” required at account opening. Available for new members only—person opening Money4Me account must not have had any account with KeyPoint in the previous two years. 18 years and up. $10 deposit required to open Money4Me account. KeyPoint Membership required. To obtain $300 bonus, recurring qualified monthly direct deposit from salary or personal income (e.g., pension, social security or government benefits) of at least $1,000 per month must be established to Money4Me account within 60 days of account opening. Recurring transfers or deposits from other accounts held at KeyPoint or other institutions, debit/credit card payments, account-to-account transfers or peer-to-peer services (e.g., Zelle® or Venmo) do not qualify. KeyPoint may verify deposit sources and withhold bonuses if requirements are not met. Bonus will be deposited to the Money4Me Account in $50 monthly increments for each consecutive month in which required direct deposit is received for up to 6 months. Total bonus credited within 9 months of new account opening. Interruptions or failure to meet direct deposit requirements will forfeit remaining bonus payments. ADDITIONAL INFORMATION. (1) Offer cannot be combined with other promotions. (2) KeyPoint employees and officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws.

*Offer available from 1/1/2026 to 3/31/2026. Promo code “NM26” required at account opening. Must open a KeyPoint Checking account with $10 minimum opening deposit. $300 direct deposit bonus credited to Checking account in $50 increments over 6 months if: (a) Member establishes recurring qualified monthly direct deposit of at least $1,000 from salary or personal income (e.g., pension, social security or government benefits) for 6 consecutive months to Checking account, and (b) first qualifying direct deposit posts within 60 days after account opening. Total bonus credited within 9 months of new account opening. Recurring transfers or deposits from other accounts held at KeyPoint or other institutions, debit/credit card payments, account-to-account transfers or peer-to-peer services (e.g., Zelle® or Venmo) do not qualify. KeyPoint may verify deposit sources and withhold bonuses if requirements are not met. Interruptions or failure to meet direct deposit requirements will forfeit remaining bonus payments. Student and Kids Checking accounts are not eligible. KeyPoint Membership required. Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses. ADDITIONAL INFORMATION. (1) Offer cannot be combined with other promotions. (2) KeyPoint employees and officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws.