Business Certificates

Plan for a purchase or strengthen your safety net with Business Certificates

When you have excess funds you can set aside for a certain period of time, investing in a Business Certificate locks in fixed growth at some of our highest interest rates. Boost your savings over a few weeks or max out earnings over several years. Once your Certificate matures, you can cash out or reinvest for more growth. Diversify your business savings plan using high-growth, low-risk options that avoid the volatility of stocks or other investments. 

• Open a Certificate with at least $500
• Lock in a fixed rate and grow your funds over a specific term, from 1 to 60 months
• Earn dividends at some of our highest interest rates
• Monitor your growth through Business Online Banking and our Mobile App
• Maximize your savings and avoid early withdrawal penalties by keeping your money invested for the full term
• No monthly service fee
• Deposits are insured up to $500,000 by NCUA

Before you open a Certificate, see what documents you'll need.

KeyPoint Credit Union Business Banking provides checking, savings, and financial tools designed to support businesses at every stage. Serving businesses in the San Francisco Bay Area, Santa Barbara County and beyond.