About Us

At KeyPoint Credit Union, it's all about you and your financial goals
Contact Us Visit a Branch
100% Member-owned, not-for-profit financial co-op
Financially sound, secure and federally insured
Serving a diverse membership of individuals, families and businesses
Actively engaged and invested in our communities

Get to know us and you get to see a different way of banking

Our focus is always on you – our Member. We want to help you thrive financially at every stage of life. Our legacy is built on assisting Members, and we have the resources you need to take control of your financial future. We don't answer to investors and stock owners. We answer to you, and we provide what you need to reach your goals, whatever they may be. 

  • We are a full-service financial institution serving more than 52,000 Members, with $1.6 billion in assets on the balance sheet and $2.1 billion of assets under management
  • We provide free financial education programs that promote financial wellness and mentor the next generation of individuals and business professionals
  • We are federally insured by the National Credit Union Administration (NCUA) up to at least $250,000
At KeyPoint, a different way is a better way
Contact Us Visit a Branch
Feel the love
Love it here. I've never had to wait a long time to talk to someone. A+ credit union.
- Alex N

Mission and Values

Our mission is to enable members’ financial well-being through advantageous solutions and education. 

And we're committed to upholding three core values: 

  • We treat everyone with respect. 
  • We help people improve their lives. 
  • Everything we do is intended to drive value for our Members.

History

We've been here for Members since 1979 when we opened as AEA Credit Union to serve employees in the technology industry. That commitment never changes, and we're passionate about this service as we've become one of California's largest and most trusted credit unions.

Our Community

We live and work here too, so we're always looking for opportunities to help our neighbors and support charitable organizations. We’re proud of our work with organizations such as the Alzheimer's Association, Toys for Tots, Habitat for Humanity, the Santa Clara Library and Bite of Reality.

Annual Report

Learn more about KeyPoint’s top initiatives, financial performance and philanthropic responsibilities, along with the financial services and solutions we provide our members.

Learn More

Newsletters

Stay updated on all of the events, credit union news and new products we offer. It's easy to catch up on our Spring 2026 newsletter and access our past issues, too. 

Holiday Schedule

Before you plan a visit, keep in mind KeyPoint branch locations will be closed for these holidays:

DateDay of the WeekHoliday
January 1
ThursdayNew Year's Day
January 19
MondayMartin Luther King Jr. Day
February 16MondayPresidents' Day
April 5SundayEaster
May 25MondayMemorial Day
June 19FridayJuneteenth Day
July 3FridayIndependence Day (Observed)
July 4SaturdayIndependence Day
September 7MondayLabor Day
October 12MondayIndigenous Peoples' Day
November 11WednesdayVeterans Day
November 26ThursdayThanksgiving Day
November 27FridayDay After Thanksgiving
December 24
(Closed at 1:00 pm)		ThursdayChristmas Eve
December 25FridayChristmas Day
December 31
(Closed at 1:00 pm)		ThursdayNew Year's Eve
Article
How Credit Unions Work
Resources to help you learn and connect
Financial Calculators
Run the numbers on spending and saving
Find a Branch or ATM
Find a California branch near you
News
Check out the latest financial news
Events
Learn about our upcoming events
Members love our deals!
Join Us
Become a member and enjoy the benefits

Get low loan rates, competitive interest rates, discounts and more when you become a member.

Learn More
Pages Within
Routing Number 321180515
Stay Informed with
How-to Videos
Check Application Status
See our
Holiday Schedule
Mortgage Hotline