Visa Debit Cards

Your cash is always at hand
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A free Visa Debit Card comes with every checking account
Access your money securely anytime, anywhere
Visa Zero Liability protects you from unauthorized transactions
Debit Card Alerts notify you of all types of activity

Your debit card gets the job done, any way you use it

It's a go-to resource every day – to make purchases and access cash from thousands of ATMs. A KeyPoint Visa Debit Card comes with all of our checking accounts so your cash is always available. 

  • Monitor card transactions and control usage with digital banking tools
  • Withdraw or deposit money at ATMs and use your card to get cash back at many retailers
  • Link your card to mobile wallets like Apple Pay, Google Pay, or Samsung Pay for quicker payments in stores and online
  • Chip technology encrypts your transactions to keep your personal information more secure 
  • 24/7 fraud monitoring and assistance from our card representatives lets you breathe easy
One small card offers a lot of big benefits
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KeyPoint Credit Union: Getting Cash

Frequently Asked Questions

KeyPoint's debit and credit cards are available for Apple Pay. You can find more information about our Apple Pay here.

You can receive a new card instantly at any KeyPoint branch! We can also mail you a new card and it will arrive in 3-5 business days.

Call (888) 255-3637 or click the Live Chat link during operating hours. You can also find our branch locations, hours and maps on our Locations page.

To activate your debit card, simply call the phone number that is on the sticker on the card. 

You will then be prompted to select a custom PIN after activating the card. Do not share your PIN with anyone else, and do not write it on the card.  Your PIN acts as a signature when you use your debit card for point-of-sale transactions and to withdraw cash from an ATM.

You can change your debit card PIN by calling (800) 813-4132 and selecting option 3. To use this service, you must know your existing PIN and answer some verification questions. You can also select a custom PIN for your debit card at any KeyPoint branch.

To view our locations and hours, please visit our Locations page.

Your balance is all the money that is currently in your account, including direct deposits that have not yet posted and debit transactions that have not yet cleared. 

Your available balance shows the amount of money that is available to withdraw, excluding any holds and pending transactions. These balances may not reflect all pending items, such as checks that you have written or debit transactions that have not reached our system yet. It is your responsibility to keep track of your account activity to avoid overdrawing your account and incurring service charges.   

Free Online Banking and Mobile Banking are the fastest ways to monitor your account and view your balances 24/7.

A debit card provides a convenient way to access funds from your checking account. The money is already in your account, and every time you use your debit card, the funds are withdrawn. 

A credit card provides a convenient way to access funds from a line of credit, which is a type of loan. Every time you use your credit card, your loan balance increases up to your approved limit. You will make monthly payments to either reduce the balance or pay it in full. 

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