Find the right business checking account, right here

Keeping your business’ finances on track is simple with one of our two checking accounts tailored to your needs. 

Before you open one of these checking accounts, see what documents you'll need

KeyPoint Credit Union Business Banking provides checking, savings, and financial tools designed to support businesses at every stage. Serving businesses in the San Francisco Bay Area, Santa Barbara County and beyond.

Get a checking account that gets down to business

Choose the checking account that fits your business

Select up to twofour accounts

Elite Business Checking

For new or small businesses with basic banking needs

Analyzed Business Checking

For larger businesses with complex banking needs
Features
100 free transactions per month ($0.45 fee for each additional transaction)
Offers credits on qualifying balances to reduce or offset fees
Visa® Debit Card
yes
yes
Unlimited Check-Writing & Deposits
yes
yes
Overdraft Protection Options
yes
yes
Online Banking and 24/7 Support
yes
yes
Monthly Service Fee1
$15 (waived with a minimum $2,000 average daily balance)
$25 (waived through Earnings Credit)
Minimum Opening Deposit
$100
$100

Elite Business Checking

  • Open with a $100 minimum deposit 
  • Maintain a minimum $2,000 average daily balance to avoid a $15 monthly fee1
  • Manage your business funds with Business Online and Mobile Banking2, a free service of KeyPoint Credit Union 
  • Originate ACH and Wire Transfers online for an additional fee 
  • Write an unlimited number of checks without a fee 
  • Rely on 24/7 Member Service when you need assistance

Analyzed Business Checking

  • Open with a $100 minimum deposit 
  • Earnings credits reduce or offset the $25 monthly fee1
  • Manage your business funds with Business Online and Mobile Banking2, a free service of KeyPoint Credit Union 
  • Originate ACH and Wire Transfers online for an additional fee 
  • Write an unlimited number of checks without a fee 
  • Rely on 24/7 Member Service when you need assistance

Frequently Asked Questions

We offer business loans! Applying is simple, and we’ll help you every step of the way.

Send an Online Request

Resources to help you get down to business
Business Online Banking
Tools to make managing your money easier
Fraud Prevention
Find out how to avoid common scams
Financial Calculators
Run the numbers on spending and saving
News
Check out the latest financial news

KeyPoint Membership required.

1 $2 monthly paper statement fee.

2 Mobile carrier rates may apply.