Home is where the heart is. It's also where affordable financing lives. With KeyPoint Credit Union, you can take advantage of your home's equity for home repairs, remodeling, debt consolidation, or taking on any type of project. Choose from a loan or line of credit, depending on your needs. We'll help you figure out your best option.
A HELOC is a revolving line of credit that works like a credit card — except it’s secured by your home. You can withdraw money as needed up to a maximum limit, pay the balance to zero and re-use the line for a set time frame called a draw period.
The benefit of a home equity loan or line of credit is to provide access to cash for things like home repairs, remodeling, medical or college expenses. Borrowing against your home's equity may have tax advantages (consult your tax advisor), and doing so may provide a lower interest rate than other options, such as credit cards or personal loans.
Learn more about home equity loans or home equity lines of credit (HELOCs).
Check out the latest member offers including special rates, discounts and bonuses.
All loans subject to credit approval. Rate is based on creditworthiness and other factors and may be higher than the rate shown. Rates and terms subject to change without notice. KeyPoint Membership required.
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