Mortgages

KeyPoint Credit Union – home of your next home loan

Purchasing a home? That's an exciting time. Considering refinancing? You have a lot of possibilities in front of you. For everything related to your next mortgage, come to KeyPoint. Our lenders will help you find the home loan that fits your budget and lifestyle.

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Conventional Mortgage Loans

Choose from fixed-rate and adjustable-rate mortgages with various terms to fit your budget and homeownership goals.

Jumbo Mortgage Loans

If you're in the market for a larger home or you're moving to a more expensive neighborhood, you can borrow up to $3.5 million from us.

FHA Loans

This government-backed program is a smart option when you're buying your first home or you have less-than-perfect credit.

VA Home Loans

We're proud to serve those who serve our country. Special advantages are available to active duty military, veterans, reservists, National Guard members and some military spouses.

First-Time Home Buyer Loans

When you're ready to make that exciting move, we'll provide a home loan designed for first-time buyers with guidance from our Home Loan Officers.

Mortgage Refinancing

You could lower your payment with a different interest rate or pay off your mortgage faster when you refinance with KeyPoint.
Down Payment Grants
Your down payment could be covered by a grant

First-time homebuyer? KeyPoint may be able to connect you with a down payment grant.

Learn More

All loans subject to credit approval. Rate is based on creditworthiness and other factors and may be higher than the rate shown. Rates and terms subject to change without notice. KeyPoint Membership required.

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Routing Number 321180515
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