Money Market Accounts

Grow your funds faster, with complete confidence
Open an Account
Both KeyPoint Money Market Accounts feature competitive rates
Tiered rate system rewards bigger balances
Easy access to funds with checks, digital banking tools or at KeyPoint branches
Secure savings tool with deposits insured by National Credit Union Administration

This market always leaves you with more money

Money Market Accounts are as safe and secure as standard Savings Accounts. The big advantage is that they feature higher dividend rates while providing immediate access to your funds anytime you need them for any reason at all.

KeyPoint Credit Union offers flexible money market accounts designed to help you grow savings while maintaining easy access to your funds. Conveniently serving the San Francisco Bay Area, Santa Barbara County and beyond.

This is the market you want to be in
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Money Market Savings

  • Minimum $1,000 opening deposit
  • Unlimited additional deposits
  • Tiered rate system means bigger balances may pay higher dividends
  • Access funds with checks, Online and Mobile Banking, and at KeyPoint branches
  • Avoid $10 monthly fee by keeping minimum monthly balance of at least $1,000
  • Free eStatements with important account information

Performance Money Market Savings

  • Minimum $25,000 opening deposit (25% must be new deposits at KeyPoint)
  • Unlimited additional deposits
  • Tiered rate system means bigger balances may pay higher dividends
  • Access funds with checks, Online and Mobile Banking, and at KeyPoint branches
  • No monthly fee
  • Free eStatements with important account information

Frequently Asked Questions

KeyPoint offers low rates on loans, high rates on savings, and low fees. At your member-owned financial institution, you’ll save money AND enjoy personal service! To learn more about our current fees, please call our contact center at (888) 255-3637.

Notify us immediately at (888) 255-3637 so we can block your card and prevent further fraud. We will mail you a new card(s), or you can get a replacement instantly at any KeyPoint branch. Or complete and submit a Cardholder Dispute Form so we can research the unauthorized transaction(s).

In order to close your account, we must first confirm your identity. Call (888) 255-3637, Live Chat (the link is in the top right corner of our website) or visit any Branch location.

Are you moving out of the area?

No need to close your account! We offer free remote banking options as well as more than 5,000 shared branch locations for your convenience. If you can’t visit one of our local branches, speak with a live KeyPoint Member Service Representative by calling (888) 255-3637 or use our Live Chat at the bottom of the page. Don't miss out on our Member benefits.

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