QuickStart Savings Account

Build your savings faster
Open Now Visit a Branch
Earn on your first $2,000
0.50% APY
Free ATM access and transfers
Free Mobile and Online Banking
Pair with checking to unlock full benefits*

Open with a minimum balance of just $10

QuickStart Savings from KeyPoint Credit Union helps you save with no monthly service fee, and you can start earning interest with a minimum balance of just $1 (the first $5,000 must be new money) and an active checking account.*

KeyPoint Credit Union has the personal savings solutions you need. Connect with us online or visit our branches in the San Francisco Bay Area and Santa Barbara County.

Effective Date: 4/1/2026
QuickStart Savings Balance
Dividend Rate
Annual Percentage Yield (APY)
Up to $2,000 0.50% 0.50%
$2,001 to $5,000 0.25% 0.50% - 0.35%
$5,001 to $10,000 0.10% 0.35% - 0.23%
$10,001 to $50,000 0.10% 0.23% - 0.13%
More than $50,000 0.10% 0.13% - 0.10%
Now's the time for QuickStart Savings
Open Now Visit a Branch

Frequently Asked Questions

KeyPoint offers low rates on loans, high rates on savings, and low fees. At your member-owned financial institution, you’ll save money AND enjoy personal service! To learn more about our current fees, please call our contact center at (888) 255-3637.

Notify us immediately at (888) 255-3637 so we can block your card and prevent further fraud. We will mail you a new card(s), or you can get a replacement instantly at any KeyPoint branch. Or complete and submit a Cardholder Dispute Form so we can research the unauthorized transaction(s).

In order to close your account, we must first confirm your identity. Call (888) 255-3637, Live Chat (the link is in the top right corner of our website) or visit any Branch location.

Are you moving out of the area?

No need to close your account! We offer free remote banking options as well as more than 5,000 shared branch locations for your convenience. If you can’t visit one of our local branches, speak with a live KeyPoint Member Service Representative by calling (888) 255-3637 or use our Live Chat at the bottom of the page. Don't miss out on our Member benefits.

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* Must have active Checking account with at least three transactions (deposits, withdrawals, debit card transactions) per month. Posting of earnings do not apply.  

** Rates accurate as of 3/1/2026 and subject to change. Fees may reduce earnings. KeyPoint Membership required. 

One account per Member. KeyPoint Membership required.

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