Find benefits with KeyPoint Credit Union membership

Open a Membership Savings account to establish your KeyPoint Membership and experience all the benefits and services we have to offer. With a $10 minimum opening deposit, broad surcharge-free ATM access, and free digital tools, it’s a simple way to get started.

  • Minimum deposit to open: $10 
  • Monthly service fee: $02 
  • Access & convenience: Online and Mobile3 banking and 30,000+ surcharge-free ATMs access 
  • Unlimited deposits and free automatic transfers
  • Federally insured up to at least $250,000 by the NCUA 

KeyPoint Credit Union has the personal savings solutions you need. Connect with us online or visit our branches in the San Francisco Bay Area and Santa Barbara County.

Open your Membership Savings Account and become a KeyPoint Member today!

Frequently Asked Questions

KeyPoint offers low rates on loans, high rates on savings, and low fees. At your member-owned financial institution, you’ll save money AND enjoy personal service! To learn more about our current fees, please call our contact center at (888) 255-3637.

Notify us immediately at (888) 255-3637 so we can block your card and prevent further fraud. We will mail you a new card(s), or you can get a replacement instantly at any KeyPoint branch. Or complete and submit a Cardholder Dispute Form so we can research the unauthorized transaction(s).

In order to close your account, we must first confirm your identity. Call (888) 255-3637, Live Chat (the link is in the top right corner of our website) or visit any Branch location.

Are you moving out of the area?

No need to close your account! We offer free remote banking options as well as more than 5,000 shared branch locations for your convenience. If you can’t visit one of our local branches, speak with a live KeyPoint Member Service Representative by calling (888) 255-3637 or use our Live Chat at the bottom of the page. Don't miss out on our Member benefits.

Resources to help you manage your money
Mobile Banking
Manage your money quickly and easily
How to Videos
Watch help videos on a variety of topics
Financial Calculators
Run the numbers on spending and saving
Fraud Prevention
Find out how to avoid common scams

1 Required to become a Member. To join KeyPoint and open a membership savings account, you must be in KeyPoint’s field of membership and meet other membership eligibility requirements. See here for membership details

2 Fee free account with minimum deposit of $10.

3 Mobile carrier rates may apply.