Savings Accounts

Savings built for what's next

Build your future, protect what matters and reach your goals faster with accounts designed for every stage of life. Whatever your savings goal, you'll find an account aligned with it at KeyPoint Credit Union. Your money grows at a competitive rate, and you can access Online Banking and our Mobile Banking App to manage and monitor your account anytime.

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Membership Savings Account

Your starting point for a KeyPoint membership. Open with just $10 and take advantage of all KeyPoint has to offer.

QuickStart Savings Account

Grow your savings faster from day one, with a special rate boost on your first $5,000.

Smart Savings Account

Manage your savings with a simple, flexible account and enjoy no monthly fees with $10 minimum daily balance.

Kids Savings Account

Give your child a strong financial start—available for kids 17 and under. With no monthly fee, every dollar goes to their savings.

Certificate Account2

Lock in guaranteed growth for your long-term goals. Whether for 5 months or 12 months, you can rely on predictable returns and peace of mind while your savings multiply.

Money Market Account

Accelerate your savings with higher rates and access to your money whenever you need it.

Coverdell Education Savings Account3

Grow savings tax-free, and take advantage of flexible spending on tuition, textbooks, or anything they need for a bright future.
Money Market Accounts
Big savings potential plus easy access

Earn higher interest while maintaining immediate access to your funds. 

Learn More

All accounts require KeyPoint Membership.  

1 Mobile carrier rates may apply. 

2 Early withdrawal penalties may apply. 

3 A Contribution limits and income guidelines apply. Consult a tax advisor. KeyPoint Credit Union does not give tax advice.  

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Routing Number 321180515
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