Business Savings Accounts

Strengthen your company's financial foundation

Open an Account Visit a Branch

Set aside funds for opportunities or unexpected expenses and repairs

Lock in some of our highest fixed rates with a Certificate

Join KeyPoint and create your safety net with regular savings accounts

Manage your accounts with free Online Banking and our Mobile App¹

Open a business savings account and create a partnership that pays off

A new business banking relationship starts here. Open a Business Member Savings Account to become a KeyPoint Member and access all the accounts, services and support we offer your business. Then, boost your savings by investing in Certificates that generate solid dividends over the course of a month or several years. And whenever you need personal assistance, KeyPoint's skilled team of representatives is here for you.

Before you open one of these savings accounts, see what documents you'll need.

Savings accounts prepare your company for the future

Select up to twofour accounts

Business Member Savings Business Savings Business Certificates

Business Member Savings

Become a KeyPoint business Member

Business Savings

For maximum liquidity and smaller balances

Business Certificates

A wide range of terms between 1-60 months

Make up to 10 electronic withdrawals per month at no cost

Savings for future business needs

View Business Member Savings rates

View Business Savings rates

View Business Certificate rates

$10

$25

$500

$5 (waived with a minimum average daily balance of $500)

Business Member Savings Account

Make a $10 minimum deposit to become a KeyPoint business Member
Earn dividends at a competitive interest rate
Includes up to 10 electronic withdrawals per month at no cost
Maintain a $500 minimum average daily balance to avoid a $5 monthly service fee

Business Certificates

Open a Certificate with at least $500
Lock in a fixed rate and grow your funds over a specific term, from 1 to 60 months
Earn dividends at some of our highest interest rates
Maximize your savings and avoid early withdrawal penalties by keeping your money invested for the full term
No monthly service fee

Frequently Asked Questions

Do you offer business loans?

We offer business loans! Applying is simple, and we’ll help you every step of the way.

Small Business Administration (SBA) Loans: KeyPoint offers the 7(a) Loan Program (KeyPoint is an SBA Preferred Lender!)
7(a) Loan Program: This flexible program is used to finance everything from machinery and equipment, to land and buildings (including purchase, renovation and new construction).
Commercial & Investment Real Estate Loans starting at $350K: Offered on various types of investment real estate, including single tenant, multi-units, strip malls, land, residential investment and more.

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