SBA Loans

Purchase property, acquire equipment or expand your operation with SBA Loans

In a competitive marketplace, small businesses in the Bay Area and throughout California need every advantage possible to achieve and maintain success. For generations, Small Business Administration loans have provided timely financing for a variety of purposes to retailers, restaurants, manufacturers, professional offices and others.

• SBA 7(a) Loans from $300,000 to $5 million 
• Repayment terms up to 15 years for most SBA loans and 25 years for real estate 
• Financing for owner-occupied real estate purchases (Must be 51% owner-occupied) 
• Funding for business acquisition, expansion, partner buyouts and franchise purchases 
• Loans for furniture, fixtures, and inventory purchases 
• Working capital for everyday expenses such as payroll, rent, marketing and covering seasonal cash-flow shortages

Fuel business growth with flexible financing solutions from KeyPoint Credit Union, including SBA Loans, Unsecured Business Loans and Vehicle & Equipment Loans. Serving the San Francisco Bay Area, Santa Barbara County and beyond.