Certificate Specials

Grow with Confidence

Minimum Balance to Open: $500. Minimum Daily Balance to Earn Dividends: $500.

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Guaranteed Returns
Enjoy predictable growth at a fixed rate for the entire term
No Market Risk
Your savings stay secure—no surprises, just steady progress
Invest Confidently
Your savings are federally insured by the NCUA
Earn 3.58% APY* for 5 or 12 months
Start saving with confidence!
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* APY=Annual Percentage Yield. Available as of 3/1/2026 and subject to change without notice. New money only—this certificate cannot be funded with money already in a KeyPoint account. Early withdrawal penalties may apply to 12-Month Certificate. Early withdrawal penalties apply to withdrawals within six days of account opening of 5-Month Certificate; penalty-free withdrawals permitted seven or more days after account opening. KeyPoint Membership required. 

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