Certificate Specials

It’s Your Lucky Rate

Earn up to 7.00% APY for 90 days with a 12‑month Certificate.

Minimum balance to open: $500

Start Saving
Get up to 7.00% APY for the first 90 days on up to $2,500
Get 4.00% APY on the additional balance
After 90 days get 4.00% APY on the entire balance through maturity
Guaranteed Returns
Enjoy a boost in growth for the first 90 days
Start saving with confidence!
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APY = annual percentage yield. Available as of 10/13/26; subject to change without notice. During the first 90 days, 7.00% APY on up to $2,500 and 4.00% APY on the remaining balance. After 90 days, 4.00% APY on the entire balance through maturity. New money only: this certificate cannot be funded with money already in a KeyPoint account. Limit 1 per member determined by member and taxpayer ID number. Minimum $500 to open. Early withdrawal penalties apply.

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