Credit Cards

With KeyPoint's Visa® options, you're in charge

Whatever type of credit card you're looking for, you'll find the right one here. Choose to earn rewards, opt for a lower rate, or start building your credit. KeyPoint Visa® cards are the convenient, secure way to pay and track your spending. 

  Visa Platinum Cash Rewards Visa Platinum Rewards Visa Platinum Visa Classic
  Earn unlimited 1.5% cash rewards on all purchases.* Ideal for everyday spending. For every $1 spent, earn a point towards a wealth of rewards. Low rate card. Ideal for purchases and consolidating debt. Ideal for establishing credit.
Rewards Yes Yes No No
Introductory Bonus Rewards

0% APR on all purchases for the first 9 months.

$100 statement credit on the first $500 of purchases made within the first 60 days of receiving the card.

2,500 Welcome Bonus Rewards Points. 

0% APR for 16 months on eligible balance transfers.

0% APR for 16 months on eligible balance transfers. 0% APR for 16 months on eligible balance transfers.
Rewards Redemption Automatic monthly statement credit every time $25 or more is earned. Redeem for a reward option as long as you have at least 1 point in your account. Not Available Not Available
Annual Fee No No No No
Foreign Transaction Fee No No No No
Cash Advance Fee 3% of the amount of each cash advance 3% of the amount of each cash advance 3% of the amount of each cash advance 3% of the amount of each cash advance
Summary of Credit Terms Learn More Learn More Learn More Learn More

Find out how much you can borrow, without impacting your credit score

We'll let you know your potential borrowing limits and possible interest rate. And we'll do it without any negative impact on your credit score. 

If you like the terms, you can apply quickly. Keep in mind, all loans are subject to full underwriting and credit approval, and the final terms may vary depending on credit product selection and other factors.

Start your prequalification process today. 

*You will earn 1.5% cash back on net purchases (purchases minus any credits, returns, or adjustments) only. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. Accounts subject to credit approval. Restrictions and limitation may apply. Please see terms and conditions for full details. Membership required. Cash rewards do not expire as long as your account is in good standing.