Home Equity Loan

Put the equity in your home to work — to make repairs and improvements, consolidate high-interest debt, cover college tuition or pay medical bills. A KeyPoint Home Equity Loan can provide the funds you need in a lump sum at a fixed rate with potential tax advantages — check with your tax advisor.

With a KeyPoint Home Equity Loan, you can lock in a fixed rate and monthly payment that stays the same for the life of the loan. And you can choose the term that works best for your situation and budget.

Home Equity Loan
Rates Effective: 7/27/20
Term Fixed Rate* Annual Percentage Rate (APR)
10 Years As low as 4.875% As low as 4.960%
15 Years As low as 5.500% As low as 5.565%
20 Years As low as 5.875% As low as 5.929%
30 Years As low as 6.250% As low as 6.293%

*Rates and terms available as of 7/27/20; subject to change without notice. Conditions and restrictions apply. Approved applicants may be offered a higher interest rate depending on credit score, loan to value ratio and other factors we may consider. Pay $10.55 per month per $1,000 borrowed at 4.960% APR for 10-years