Put the equity in your home to work — to make repairs and improvements, consolidate high-interest debt, cover college tuition or pay medical bills. A KeyPoint Home Equity Loan can provide the funds you need in a lump sum at a fixed rate with potential tax advantages — check with your tax advisor.
With a KeyPoint Home Equity Loan, you can lock in a fixed rate and monthly payment that stays the same for the life of the loan. And you can choose the term that works best for your situation and budget.
|Term||Fixed Rate*||Annual Percentage Rate (APR)|
|10 Years||As low as 4.875%||As low as 4.960%|
|15 Years||As low as 5.500%||As low as 5.565%|
|20 Years||As low as 5.875%||As low as 5.929%|
|30 Years||As low as 6.250%||As low as 6.293%|
*Rates and terms available as of 6/30/20; subject to change without notice. Conditions and restrictions apply. Approved applicants may be offered a higher interest rate depending on credit score, loan to value ratio and other factors we may consider. Pay $10.55 per month per $1,000 borrowed at 4.960% APR for 10-years