Home Equity Loan
Acquire cash for your big projects or ambitious plans
The equity built up in your home can help you obtain an affordable loan. While home repairs and improvements are popular choices, you can also use the money for college costs, major purchases, medical bills or any other purpose. Our flexible loan terms help you control monthly payments so that they fit easily into your budget.
- Choose repayment terms of 7 to 20 years
- Get cash upfront in a lump sum
- Fixed interest rates mean stable monthly payments that won't change over the life of the loan
- A good choice for consolidating higher interest debt
- Annual interest payments may be tax-deductible. Consult your financial advisor.
| Term | Fixed Rate* | Annual Percentage Rate (APR) |
|---|---|---|
| 7 Years | As low as 7.875% | As low as 7.908% |
| 10 Years | As low as 8.000% | As low as 8.024% |
| 15 Years | As low as 8.125% | As low as 8.143% |
| 20 Years | As low as 8.375% | As low as 8.389% |
*Rates and terms available as of 12/1/2024; subject to change without notice. Conditions and restrictions apply. Approved applicants may be offered a higher interest rate depending on credit score, loan to value ratio and other factors we may consider. Pay $12.13 per month per $1,000 borrowed at 8.024% APR for 10-years.