Current Deals

At KeyPoint, we believe that every penny counts! Make the most of your money and enjoy the latest deals on Checking and Savings accounts, loan services, and new Member bonuses! 

 

 



Checking & Savings Accounts

Great Savings rates and bonus offers!



Loan Services

Limited time financing deals and rate discounts!



Shhh...Just for New Members

New Member bonuses!
 

 



Checking and Savings Deals

5-Month Certificate of 4.75% APY

Description

Put your savings to work with a great rate of 4.75% APY.*

*APY=Annual Percentage Yield, available as of 6/1/2024 and subject to change without notice.

$500 minimum opening balance. New money only—this certificate cannot be funded with money already in a KeyPoint account. Early withdrawal penalties may apply.

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12-Month Certificate of 5.00% APY

Description

Save your money LOCALLY and grow it at a great rate of 5.00% APY.*

*APY=Annual Percentage Yield, available as of 6/1/2024 and subject to change without notice. 

$500 minimum opening balance. New money only—this certificate cannot be funded with money already in a KeyPoint account. Early withdrawal penalties may apply.

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Deals on Loan Services

Rate Discount on Auto and Motorcycle Cash-Out Refinances

Description

Need extra cash? Refinancing your current auto loan at KeyPoint can be a great way to get cash fast! Use your car's value to help with credit card bills, medical expenses or any other need.

Get 0.25% OFF* the lowest rate you qualify for when you cash-out refinance a vehicle. Offer good for motorcycles too! 

*Offer is subject to change or cancellation at any time. Rate discount applies to the lowest rate you qualify for and is available for refinance transactions (with the exception of existing KeyPoint auto loans). The maximum total loan rate discount is 1.00%. Interest accrues during the 90-day first payment deferral period.  Other restrictions may apply. All loans are subject to credit approval. Rate and terms subject to change without notice.

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Rate Discount on Electric and Hybrid Vehicles

Description

Get 0.25%* OFF the lowest rate you qualify for when you purchase or refinance an electric vehicle. Offer good for hybrid vehicles too!

*Promotion is subject to change or cancellation at any time without notice. Refinance of existing KeyPoint auto loan is not eligible. All loans subject to credit approval. Rate is based on creditworthiness and other factors. Maximum loan to value based on creditworthiness. The final loan rate cannot be less than the floor rate of 1.49%. Rate and terms subject to change without notice. Certain qualifications and restrictions may apply for 100% vehicle financing. 90-day deferral of the first payment is available to qualified applicants.

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Special Discount on Auto Loan Rate

Description

Get 0.50%* OFF the lowest auto loan rate you qualify for when you set up direct deposit. Use promo code DD50.

Whether you're looking for a new or used vehicle, we make it easy to hit the road with:

  • no payments for 90 days
  • flexible terms
  • up to 100% financing for new and used vehicles


Get paid early—up to two days sooner than many other Financial Institutions—by signing up for direct deposit. 

New to KeyPoint? Visit kpcu.com/welcome for a special BONUS!

*Offer subject to change or cancellation at any time. Direct deposit loan rate discount available if at time of loan funding (a) member has newly established recurring monthly direct deposit of at least $1,000 from net pay, pension or government benefits, and (b) member is obtaining a new KeyPoint auto loan. Direct deposit rate discount not available on refinances of existing KeyPoint credit or if member already has KeyPoint direct deposit. Maximum available loan rate discount 1.00% if member is eligible to combine direct deposit discount with other available KeyPoint discounts. If direct deposit stops before loan is paid off, loan interest rate will increase by 0.50%. Other restrictions may apply. All loans subject to credit approval. Rate and terms subject to change without notice. Not all approved applicants will qualify for 100% financing or 90-day first payment deferral.

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Member Deals

New Members Offer

Description

Set up direct deposit with KeyPoint and get $50 each month for six months—A $300 BONUS!* Use promo code DD23.

*Offer may be cancelled at any time.  May not be combined with any other promotion. $10 minimum account opening deposit. $300 direct deposit bonus credited to checking account in $50 increments over 6 months if (a) Member establishes minimum $1,000 recurring monthly direct deposit for 6 months to account from net pay, pension, or government benefits, and (b) first direct deposit posts within 60 days after account opening. Total bonus credited within 9 months of new account opening. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify. Student and Kids Checking accounts are not eligible for this promotion. Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses. Other restrictions may apply. Taxes on bonuses, if any, are the recipient's responsibility. KeyPoint complies with federal and state tax reporting laws.

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Youth Checking and Savings Accounts Offer

Description

Inspire a strong financial future with KeyPoint's Youth Checking and Savings accounts. For a limited time, open at a branch and pick a seasonal item to exchange for a $25, $50 or $75 bonus. Or open online for a $25 bonus!*

*Offer valid for KeyPoint's Student Checking, Kids Checking and Kids Savings accounts and can be canceled anytime. Accounts opened at a branch will receive a $25, $50 or $75 bonus; online account openings will receive a $25 bonus. May not be combined with other promotions. $10 minimum opening deposit. Bonus will be credited to the account at opening and cannot be applied to the opening deposit. Offer good for new Members ages 17 and under. Bonus not available if the Member has had any KeyPoint account in the previous twenty-four months. Bonus funds will not be available for withdrawal for twelve months after account opening. Account closing less than twelve months after opening will forfeit bonus. Other restrictions may apply. Taxes on bonuses, if any, are the recipient's responsibility. KeyPoint complies with federal and state tax reporting laws.

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Refer a Friend Offer

Description

Refer friends and family to KeyPoint. You'll get $50, and they'll get a $300 bonus!*

*Offer may be cancelled at any time. Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses. Referred Student and Kids Checking accounts are not eligible for bonus offer. Referring Members can receive a $50 bonus for each eligible referred friend who joins and opens a KeyPoint Checking account using the promo code “RAFDD". Referral bonus of $50 credited to referring Member’s checking account within 90 days of new Member account opening. New Member bonus of $300 credited to checking account in $50 increments over 6 months if (a) checking account is opened with at least $10, (b) Member establishes minimum $1,000 recurring monthly direct deposit for 6 months to account from net pay, pension, or government benefits and (c) first direct deposit posts within 60 days after account opening. Total new Member bonus credited to new Member’s account within 9 months of new account opening if eligibility requirements are met. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify. ADDITIONAL INFORMATION. (1) This offer cannot be combined with other promotions. (2) KeyPoint employees and officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws.

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