Current Deals

Description

Open a new Business Elite Checking account and earn a $500 BONUS¹ with qualifying activities. Use promotion code BUS26.

Built for Business:

 Quick account opening
 24/7 Online & Mobile² Banking
 ACH, wire origination and Zelle^®3 (fees may apply)
 Merchant services, payroll and local expertise

¹Offer available in-branch only and may be cancelled at any time. BUS26 promo code must be applied at the time of account opening. KeyPoint Business Membership required. To qualify for the bonus, Business Member must (a) open Elite Business Checking account with $100 required opening deposit, (b) have a minimum balance at or above $2,000 in Elite Checking account within 15 calendar days of account opening, (c) maintain minimum average daily balance of $2,000 for 90 days following the deadline for reaching the $2,000 minimum balance, and (d) complete minimum of 20 qualified transactions ($5 minimum per transaction) within 90 days starting the same day to which minimum average daily balance requirement applies. Qualified transactions include debit card purchases, ACH debit/credits, wire debit/credits, Zelle^®, debit/credits, and RDC deposits. ATM transactions, in-branch cash withdrawals and transactions reversed for merchandise returns or other reasons do not count towards the requirement. If minimum average daily balance and qualified activity requirements are met, a $500 bonus will be applied within 30 calendar days of meeting requirements and credited to Business Elite Checking. KeyPoint reserves the right to not pay the bonus if we determine transactions have been manipulated to qualify. Offer good for new Business Members only, former Business Members who have closed an account within 24 months of new account opening date are not eligible for bonus. Business account must be opened using a valid Employer Identification Number (EIN). Accounts opened using Social Security Number (SSN) or other personal taxpayer identification numbers do not qualify. KeyPoint employees, volunteer officials, or their immediate family members are not eligible. May not be combined with any other promotion or offer. Other restrictions may apply. Taxed bonuses, if any, are the recipient's responsibility. KeyPoint complies with federal and state tax reporting laws. ²Mobile carrier rates may apply. ³Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
 

Description

Earn 3.35% APY* on a 5-Month or 12-Month Certificate. Choose a term that fits your goals—without sacrificing rate.

 

*APY=Annual Percentage Yield. Available as of 3/20/2026 and subject to change without notice. $500 minimum opening balance. New money only—this certificate cannot be funded with money already in a KeyPoint account. Early withdrawal penalties apply to 12-Month Certificate. Early withdrawal penalties apply to withdrawals within six days of account opening on 5-Month Certificate; penalty-free withdrawals permitted seven or more days after account opening. KeyPoint Membership required.

Description

Get up to $1,500* in lender credits toward closing costs when you open a new Home Equity Line of Credit (HELOC) and draw at least $25,000 at account opening.
 

*Lender credit is based on the initial HELOC advance when the credit limit is opened. The minimum advance required to receive credit is $25,000. Offer valid for applications received by 7/31/2026 and funded by 8/31/2026. As of 3/4/2026, 12-month fixed intro APRs from 6.24% to 7.49%; current indexed variable rates from 6.750% to 7.875%. 4.50% floor APR. Lifetime maximum APR is 16.00%. Rates offered to approved applicants depend on credit history, loan to value ratio and other factors we may lawfully consider. Fees to establish an equity line typically range from $950–$1,500. Appraisal fees apply. No annual or early termination fee. All loans subject to credit approval. Available rates and terms subject to change without notice. KeyPoint Membership required.

Description

Meet Money4Me—Built for Real Life

Smarter features, zero fees and a welcome bonus of up to $300*

Use promo code NM26.
 

*Offer available from 1/1/2026 to 6/30/2026. Promo code “NM26” required at account opening. Available for new members only—person opening Money4Me account must not have had any account with KeyPoint in the previous two years. 18 years and up. $10 deposit required to open Money4Me account. KeyPoint Membership required. To obtain $300 bonus, recurring qualified monthly direct deposit from salary or personal income (e.g., pension, social security or government benefits) of at least $1,000 per month must be established to Money4Me account within 60 days of account opening. Recurring transfers or deposits from other accounts held at KeyPoint or other institutions, debit/credit card payments, account-to-account transfers or peer-to-peer services (e.g., Zelle^® or Venmo) do not qualify. KeyPoint may verify deposit sources and withhold bonuses if requirements are not met. Bonus will be deposited to the Money4Me Account in $50 monthly increments for each consecutive month in which required direct deposit is received for up to 6 months. Total bonus credited within 9 months of new account opening. Interruptions or failure to meet direct deposit requirements will forfeit remaining bonus payments. ADDITIONAL INFORMATION. (1) Offer cannot be combined with other promotions. (2) KeyPoint employees and officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws.

Description

Set up direct deposit with KeyPoint and get $50 each month for six months—A $300 BONUS!* Use promo code NM26.
 

*Offer available from 1/1/2026 to 6/30/2026. Promo code “NM26” required at account opening. Must open a KeyPoint Checking account with $10 minimum opening deposit. $300 direct deposit bonus credited to Checking account in $50 increments over 6 months if: (a) Member establishes recurring qualified monthly direct deposit of at least $1,000 from salary or personal income (e.g., pension, social security or government benefits) for 6 consecutive months to Checking account, and (b) first qualifying direct deposit posts within 60 days after account opening. Total bonus credited within 9 months of new account opening. Recurring transfers or deposits from other accounts held at KeyPoint or other institutions, debit/credit card payments, account-to-account transfers or peer-to-peer services (e.g., Zelle^® or Venmo) do not qualify. KeyPoint may verify deposit sources and withhold bonuses if requirements are not met. Interruptions or failure to meet direct deposit requirements will forfeit remaining bonus payments. Student and Kids Checking accounts are not eligible. KeyPoint Membership required. Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses. ADDITIONAL INFORMATION. (1) Offer cannot be combined with other promotions. (2) KeyPoint employees and officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws.

Description

Share the KeyPoint secret and GET UP TO $300* for each friend or family member you refer! Use promo code RAF26.

THREE WAYS TO REFER:
(Get up to $300 for yourself and up to $500 for your friend!)

• Checking Account—You’ll get $100, and they’ll get $300 when they open and set up direct deposit of at least $1,000.¹
• 5-Month or 12-Month Certificate—You’ll both get $100 when they open with at least $25,000 of new money.²
• Auto or Personal Loan—You’ll both get another $100 when the loan is funded.³

*Offer available from 1/1/2026 to 6/30/2026. General eligibility requirements: (1) KeyPoint Credit Union membership required; (2) only funds not already on deposit with KeyPoint (“new money”) count towards bonus eligibility; (3) referred Member must provide promo code “RAF26,” referring Member’s name and other identifying information if requested at account opening. Referring Member may receive one $100 bonus for each bonus-eligible KeyPoint service a referred Member opens, up to a maximum of $300 per referred Member. Referred Member may receive up to $500 by meeting each bonus eligibility requirement; referred Member cannot open the same account multiple times for additional bonuses. ¹Checking bonus: Referred Member must (1) not have had an account or loan with KeyPoint in the previous two years, (2) open a KeyPoint Checking account with at least $10, (3) establish recurring qualified monthly direct deposit of at least $1,000 from salary or personal income (e.g., pension, social security or government benefits) for 6 consecutive months to Checking account, (4) have first qualifying direct deposit post within 60 days of account opening. Referring Member will get $100 90 days after account opening if eligibility requirements are met. Referred Member receives bonus of up to $300 in six monthly $50 installments, one for each consecutive month account receives at least $1,000 of qualified direct deposit. Recurring transfers or deposits from other accounts held at KeyPoint or other institutions, debit/credit card payments, account-to-account transfers or peer-to-peer services (e.g., Zelle® or Venmo) do not qualify. KeyPoint may verify deposit sources and withhold bonuses if requirements are not met. Interruptions or failure to meet direct deposit requirements will forfeit remaining bonus payments. Student and Kids Checking accounts are not eligible for this promotion. ²Certificate bonus: $100 paid to referring and referred Members 30 days after opening of qualified KeyPoint certificate. Certificates may be subject to early withdrawal penalties. Annual percentage yield on certificates during the promotional period is 3.35%. ³Loan bonus: Referred Member must apply, be approved for, and fund either a new KeyPoint auto loan ($10,000 minimum) or personal loan ($5,000 minimum; includes debt consolidation and signature home improvement loans). Refinances of existing KeyPoint debt are not eligible. All loans are subject to credit approval. Bonuses paid 30 days after loan funding. 

Description

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Description

As a KeyPoint Member, you can access to special offers and discounts to top attractions, theme parks, shows, sporting events, movie tickets, and hotels.