Current Deals

Description

Get $500 in cash when you open a Business Elite Checking account*. Use promotion code BUS25 (only available in branch).

Small businesses of all sizes can benefit from a Business Elite Checking account, which includes free VISA^® Debit Card(s) and allows unlimited check writing.

 Monthly Fee: $15 (waived with a minimum $2,000 average daily balance)**
 Minimum Opening Deposit: $100
 Mobile & Online Banking***: Free Dedicated Business Platform
 Originate Ach & Wires: Available online (additional fee apply)
 Member Service: Available 24x7

GET A $500 BONUS when you maintain an average daily balance of at least $2,000 and use your new debit card(s) to make 20 purchases.
 

*Offer available in-branch only and may be cancelled at any time. May not be combined with any other promotion. KeyPoint Membership required. To qualify for bonus, Business Member must (a) maintain minimum average daily balance of $2,000 for 90 days following account opening date and (b) use account business debit card to make a minimum of 20 POS purchases of at least $5.00 within 90 days following account opening date. Deposits, Payments, Returns, and Miscellaneous transactions do not count toward the required purchases. $500 bonus credited to checking account within 90 days of meeting requirements. Offer good for new Business Members only—former Business Members who closed an account within two years of new account open date are not eligible for bonus. KeyPoint officials and employees are not eligible. Other restrictions may apply. Taxes on bonuses, if any, are the recipient's responsibility. KeyPoint complies with federal and state tax reporting laws. **$2 monthly paper statement fee. ***Mobile carrier rates may apply.
 

Description

Put your savings to work with a great rate of 3.65% APY.^*

*APY=Annual Percentage Yield, available as of 5/1/2025 and subject to change without notice.

$500 minimum opening balance. New money only—this certificate cannot be funded with money already in a KeyPoint account. Early withdrawal penalties may apply. KeyPoint Membership required.

Description

Save your money LOCALLY and grow it at a great rate of 3.80% APY.*

*APY=Annual Percentage Yield, available as of 5/1/2025 and subject to change without notice. 

$500 minimum opening balance. New money only—this certificate cannot be funded with money already in a KeyPoint account. Early withdrawal penalties may apply. KeyPoint Membership required.

Description

May Only! Get 1.25% off your auto loan rate when you buy a car from Enterprise and finance with KeyPoint!*
 

^*1.25% off current KeyPoint Credit Union rate with a max loan term of 72 months when Enterprise car is purchased and financed with KeyPoint. Loan payment example: $15,000 financed for 60 months at 5.99% APR will have monthly payments of $289.95. Current rate will vary based on credit worthiness and terms. Financing for qualified KeyPoint Credit Union members. This is a buydown rate. Offer valid only on Enterprise Car Sales vehicles purchased between 5/1/2025 and 5/31/2025. This offer cannot be combined with any other offers and is subject to change without notice. Regardless of discount qualifications, no approved applicant's rate will be lower than 1.49%. All loans subject to credit approval. Rates and terms subject to change without notice. Used vehicles were previously part of Enterprise short-term rental and/or lease fleet or purchased by Enterprise from other sources including auto auctions or customer trade-ins, with previous use possibly short-term rental, lease or other.

Description

Use your home’s equity to unlock new possibilities!

Make home repairs, consolidate high-interest debt, cover college tuition or pay medical bills. A KeyPoint Home Equity Line of Credit (HELOC) gives you the money you need at a low rate with no annual or early termination fees.

For a limited time, get a credit towards closing costs when you open a HELOC and draw at least $25,000. The more you borrow, the more credit you’ll get!*



Take advantage of your home’s equity and save on closing costs today!
 

*Lender credit is based on the initial HELOC advance when the credit limit is opened. The minimum advance required to receive credit is $25,000. Offer valid if application is received from 2/25/2025 through 5/30/2025 and is funded by 6/30/2025. As of 2/25/2025, 12-month fixed intro APRs from 6.49% to 7.74%; current indexed variable APRs from 7.50%-8.625%. 4.50% floor APR. Lifetime maximum variable APR is 16.00%. Rates offered to approved applicants depend on credit history, loan-to-value ratio and other factors we may lawfully consider. Fees to establish an equity line typically range from $950-$1,500. Equity lines are subject to full appraisal. The fee for full appraisal typically ranges from $600-$900. No annual or early termination fee. For HELOCs over 80% up to 85% LTV, maximum available credit limit is the lesser of $175,000 or available equity. All loans subject to credit approval. Available rates and terms subject to change without notice. KeyPoint Membership required.

 

Description

New Member offer. Refinance your auto and get up to $500 cash back!^*

New to KeyPoint? With rates as low as 5.74% APR**…refinance now and get cash back for some nice floor mats!*

• Terms up to 84 months available
• No payments for up to 90 days
• Must have KeyPoint Checking or Savings account to be eligible for cash back

*Offer may be canceled at any time. Refinance loans only. Current KeyPoint auto loans are not eligible. The amount of cash back is calculated by multiplying the loan amount by 1% (For example, 30,000 X 1% = $300). The maximum amount of cash back is $500. Maximum loan amount may be limited based on the vehicle’s value and your creditworthiness. Member must have or open either a KeyPoint checking or savings account. Cash back will be deposited into a KeyPoint account upon loan funding. Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonus.

**All loans and terms are subject to credit approval. Rate shown for model years 2018 - 2024 with 5,000 miles or more. Higher rates apply for older vehicle approval. Rate is based on credit worthiness and other factors and may be higher than the rate shown. Rates and terms subject to change without notice. Payment example: $44.20 per month per $1,000 borrowed at 5.74% APR for 24 months.

KeyPoint Membership required.

 

Description

Set up direct deposit with KeyPoint and get $50 each month for six months—A $300 BONUS!* Use promo code BR25.
 

*Offer may be cancelled at any time. May not be combined with any other promotion. $10 minimum account opening deposit. $300 direct deposit bonus credited to checking account in $50 increments over 6 months if (a) Member establishes minimum $1,000 recurring monthly direct deposit for 6 consecutive months to account from net pay, pension, or government benefits, and (b) first direct deposit posts within 60 days after account opening. Total bonus credited within 9 months of new account opening. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify. Student and Kids Checking accounts are not eligible for this promotion. KeyPoint Membership required. Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses. Other restrictions may apply. Taxes on bonuses, if any, are the recipient's responsibility. KeyPoint complies with federal and state tax reporting laws.

Description

Inspire a strong financial future with KeyPoint's Youth Checking and Savings accounts. For a limited time, open at a branch and pick a seasonal item to exchange for a $25, $50 or $75 bonus. Or open online for a $25 bonus!*

^*Offer valid for KeyPoint's Student Checking, Kids Checking and Kids Savings accounts and can be canceled anytime. Accounts opened at a branch will receive a $25, $50 or $75 bonus; online account openings will receive a $25 bonus. May not be combined with other promotions. $10 minimum opening deposit. Bonus will be credited to the account at opening and cannot be applied to the opening deposit. KeyPoint Membership required. Offer good for new Members ages 17 and under. Bonus not available if the Member has had any KeyPoint account in the previous twenty-four months. Bonus funds will not be available for withdrawal for twelve months after account opening. Account closing less than twelve months after opening will forfeit bonus. Other restrictions may apply. Taxes on bonuses, if any, are the recipient's responsibility. KeyPoint complies with federal and state tax reporting laws.

Description

Share the KeyPoint secret and GET UP TO $300* for each friend or family member you refer! Use promo code RAF25.

THREE WAYS TO REFER:
(Get up to $300 for yourself and up to $500 for your friend!)

• Checking Account—When they open and set up direct deposit of at least $1,000, you’ll get $100, and they’ll get $300.¹
• 5-Month or 12-Month Certificate—When they open with at least $25,000 of new money, you’ll both get $100.²
• Auto or Personal Loan—When the loan is funded, you'll both get another $100.³

   

*Offers may be canceled at any time. General eligibility requirements: (1) KeyPoint Credit Union membership required; (2) only funds not already on deposit with KeyPoint (“new money”) count towards bonus eligibility; (3) referred Member must provide promo code “RAF25” and referring Member’s name at account opening. Referring Member may receive one $100 bonus for each bonus-eligible KeyPoint service a referred Member opens for a maximum of $300. Referred Member may receive up to $500 by meeting each bonus’s eligibility requirements; referred Member cannot open the same account multiple times for additional bonuses. ¹Checking bonus: Referred Member must (1) not have an account or loan with KeyPoint in the previous two years, (2) open a KeyPoint checking account with at least $10, (3) establish minimum $1,000 recurring monthly direct deposit to KeyPoint from net pay, pension, or retirement benefit and (4) have first direct deposit post within 60 days of account opening. Referring Member will get $100 90 days after account opening if eligibility requirements are met. Referred Member receives bonus of up to $300 in six monthly $50 installments, one for each consecutive month account receives at least $1,000 by direct deposit. Disruption of direct deposit during first six months will terminate bonus payments. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify. Not available for Kids Checking or Student Checking. ²Certificate bonus: $100 paid to referring and referred Members 30 days after opening of qualified KeyPoint certificate. Certificates may be subject to early withdrawal penalties. ³Loan bonus: Referred Member must apply, be approved for, and fund either a new KeyPoint auto loan ($10,000 minimum) or personal loan ($5,000 minimum; include debt consolidation and signature home improvement loans). Refinances of existing KeyPoint debt are not eligible. All loans subject to credit approval. Bonuses paid 30 days after loan funding. ADDITIONAL INFORMATION. (1) Offers cannot be combined with other promotions. (2) KeyPoint employees and officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws.

Description

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Description

As a KeyPoint Member, you can access to special offers and discounts to top attractions, theme parks, shows, sporting events, movie tickets, and hotels.