Current Deals

At KeyPoint, we believe that every penny counts! Make the most of your money and enjoy the latest deals on Checking and Savings accounts, loan services, and new Member bonuses! 

 

 



Checking & Savings Accounts

Great Savings rates and bonus offers!



Loan Services

Limited time financing deals and rate discounts!



Shhh...Just for New Members

New Member bonuses!
 

 



Checking and Savings Deals

12-Month Certificate of 5.12% APY

Description

Save your money LOCALLY and grow it at a great rate of 5.12% APY. *

*APY=Annual Percentage Yield, available as of 8/8/2023 and subject to change without notice. 

$1,000 minimum opening balance. New money only—this certificate cannot be funded with money already in a KeyPoint account. Early withdrawal penalties may apply.

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Deals on Loan Services

Special Offer on Home Equity Line of Credit (HELOC)

Description

KeyPoint will pay the appraisal fee when you open a HELOC and draw at least $25,000. Enjoy up to $1,500 in savings!*

*Appraisal fee up to $1,500 will be waived if borrower takes an advance of at least $25,000 when the credit limit is opened. Offer valid if application is received from 7/18/2023 through 10/31/2023 and HELOC is available for advances by 11/30/2023. As of 7/18/2023, 12-month intro APRs range from 6.99% to 8.75%, and fully indexed APRs range from 8.25% to 9.375%. 4.50% floor APR. Costs to open HELOC typically range from $750-$1,500 including appraisal fee. All loans subject to credit approval. Rates offered to approved applicants depend on credit history, loan-to-value ratio, and other factors we may lawfully consider. Available rates and terms subject to change without notice.

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Rate Discount on Electric and Hybrid Vehicles

Description

Get 0.25%* OFF the lowest rate you qualify for when you purchase or refinance an electric vehicle. Offer good for hybrid vehicles too!

*Promotion is subject to change or cancellation at any time without notice. KeyPoint refinances are not eligible. All loans subject to credit approval. Rate is based on creditworthiness and other factors. Maximum loan to value based on creditworthiness. Rate and terms subject to change without notice. Certain qualifications and restrictions may apply for 100% vehicle financing. 90-day deferral of the first payment is available to qualified applicants.

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Member Deals

New Members Offer

Description

Set up direct deposit with KeyPoint and get $50 each month for six months—A $300 BONUS!* Use promo code DD23.

*Offer may be cancelled at any time. May not be combined with any other promotion. $25 minimum account opening deposit. $300 direct deposit bonus credited to checking account in $50 increments over 6 months if (a) Member establishes minimum $1,000 recurring monthly direct deposit for 6 months to account from net pay, pension, or government benefits, and (b) first direct deposit posts within 60 days after account opening. Total bonus credited within 9 months of new account opening. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify. Other restrictions may apply. Student and Kids Checking accounts are not eligible for this promotion. Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses. Other restrictions may apply. Taxes on bonuses, if any, are the recipient's responsibility. KeyPoint complies with federal and state tax reporting laws.

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Get $200 When Opening a Student Checking Account

Description

Give the gift of financial freedom and $200* when opening a FREE** Student Checking account. Use Promo Code Y2023.

*Offer may be cancelled at any time.  May not be combined with any other promotion. Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses. $100 bonus applied within 90 days of account opening. Additional available $100 bonus paid within four months of account opening if Member uses KeyPoint Debit Card to make 25 or more purchase transactions within three months after account opening. Other restrictions may apply. Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws. **$2.00 paper statement fee.

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Refer a Friend Offer

Description

Refer friends and family to KeyPoint. You'll get $50, and they'll get a $300 bonus!*

*Offer may be cancelled at any time. May not be combined with other promotions. Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses. Referred Student and Kids Checking accounts are not eligible for bonus offer. Referring Members can receive a $50 bonus for each eligible referred friend who joins and opens a KeyPoint Checking account either online using the promo code “RAFDD” or in-branch. Referral bonus of $50 credited to referring Member’s checking account within 90 days of new Member account opening. New Member bonus of $300 credited to checking account in $50 increments over 6 months if (a) checking account is opened with at least $25, (b) Member establishes minimum $1,000 recurring monthly direct deposit for 6 months to account from net pay, pension, or government benefits and (c) first direct deposit posts within 60 days after account opening. Total new Member bonus credited to new Member’s account within 9 months of new account opening if eligibility requirements are met. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify. ADDITIONAL INFORMATION. (1) This offer cannot be combined with other promotions. (2) KeyPoint employees and officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws.

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