At KeyPoint, we believe that every penny counts! Make the most of your money and enjoy the latest deals on Checking and Savings accounts, loan services, Members-only discounts, and new Member bonuses!
Great Savings rates and bonus offers!
Limited time financing deals and rate discounts!
New Member bonuses!
Members-only discounts and perks!
Put your savings to work with a great rate of 3.88% APY.*
*APY=Annual Percentage Yield, available as of 1/3/2025 and subject to change without notice.
$500 minimum opening balance. New money only—this certificate cannot be funded with money already in a KeyPoint account. Early withdrawal penalties may apply.
Save your money LOCALLY and grow it at a great rate of 4.08% APY.*
*APY=Annual Percentage Yield, available as of 1/3/2025 and subject to change without notice.
$500 minimum opening balance. New money only—this certificate cannot be funded with money already in a KeyPoint account. Early withdrawal penalties may apply.
*All loans and terms are subject to credit approval. Rate shown is for model years 2017 and newer. Higher rates apply for older vehicle approval. Rate is based on credit worthiness and other factors and may be higher than the rate shown. Rates and terms subject to change without notice. Payment example: $44.09 per month per $1,000 borrowed at 5.49% APR for 24 months. Refinance loans only. Current KeyPoint auto loans are not eligible. The amount of cash back is calculated by multiplying the loan amount by 1% (For example, 30,000 X 1% = $300). The maximum amount of cash back is $500. Maximum loan amount may be limited based on the vehicle’s value and your creditworthiness. Member must have or open either a KeyPoint checking or savings account. Cash back will be deposited into a KeyPoint account upon loan funding. Loans must be funded by 3/31/2025.
*Offer available in-branch only and may be cancelled at any time. May not be combined with any other promotion. $10 minimum account opening deposit. $300 direct deposit bonus credited to checking account in $50 increments over 6 months if (a) Member establishes minimum $1,000 recurring monthly direct deposit for 6 consecutive months to account from net pay, pension, or government benefits, and (b) first direct deposit posts within 60 days after account opening. Total bonus credited within 9 months of new account opening. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify. Student and Kids Checking accounts are not eligible for this promotion. Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses. Other restrictions may apply. Taxes on bonuses, if any, are the recipient's responsibility. KeyPoint complies with federal and state tax reporting laws.
Inspire a strong financial future with KeyPoint's Youth Checking and Savings accounts. For a limited time, open at a branch and pick a seasonal item to exchange for a $25, $50 or $75 bonus. Or open online for a $25 bonus!*
*Offer valid for KeyPoint's Student Checking, Kids Checking and Kids Savings accounts and can be canceled anytime. Accounts opened at a branch will receive a $25, $50 or $75 bonus; online account openings will receive a $25 bonus. May not be combined with other promotions. $10 minimum opening deposit. Bonus will be credited to the account at opening and cannot be applied to the opening deposit. Offer good for new Members ages 17 and under. Bonus not available if the Member has had any KeyPoint account in the previous twenty-four months. Bonus funds will not be available for withdrawal for twelve months after account opening. Account closing less than twelve months after opening will forfeit bonus. Other restrictions may apply. Taxes on bonuses, if any, are the recipient's responsibility. KeyPoint complies with federal and state tax reporting laws.
Share the KeyPoint secret and GET UP TO $300* for each friend or family member you refer! Use promo code RAF25.
THREE WAYS TO REFER:
(Get up to $300 for yourself and up to $500 for your friend!)
*Offers may be canceled at any time. General eligibility requirements: (1) KeyPoint Credit Union membership required; (2) only funds not already on deposit with KeyPoint (“new money”) count towards bonus eligibility; (3) referred Member must provide promo code “RAF25” and referring Member’s name at account opening. Referring Member may receive one $100 bonus for each bonus-eligible KeyPoint service a referred Member opens for a maximum of $300. Referred Member may receive up to $500 by meeting each bonus’s eligibility requirements; referred Member cannot open the same account multiple times for additional bonuses. 1Checking bonus: Referred Member must (1) not have an account or loan with KeyPoint in the previous two years, (2) open a KeyPoint checking account with at least $10, (3) establish minimum $1,000 recurring monthly direct deposit to KeyPoint from net pay, pension, or retirement benefit and (4) have first direct deposit post within 60 days of account opening. Referring Member will get $100 90 days after account opening if eligibility requirements are met. Referred Member receives bonus of up to $300 in six monthly $50 installments, one for each consecutive month account receives at least $1,000 by direct deposit. Disruption of direct deposit during first six months will terminate bonus payments. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify. Not available for Kids Checking or Student Checking. 2Certificate bonus: $100 paid to referring and referred Members 30 days after opening of qualified KeyPoint certificate. Certificates may be subject to early withdrawal penalties. 3Loan bonus: Referred Member must apply, be approved for, and fund either a new KeyPoint auto loan ($10,000 minimum) or personal loan ($5,000 minimum; include debt consolidation and signature home improvement loans). Refinances of existing KeyPoint debt are not eligible. All loans subject to credit approval. Bonuses paid 30 days after loan funding. ADDITIONAL INFORMATION. (1) Offers cannot be combined with other promotions. (2) KeyPoint employees and officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws.
For KeyPoint Members who have kids—or are kids at heart—we have a great new benefit. KeyPoint Members get a discount on membership in the Children’s Discovery Museum of San Jose! The Museum inspires creativity, curiosity and lifelong learning.
Just become a Member of the Museum and you’ll get $10 off the cost of membership. Just be sure to use promotion code CP when you sign up.
