*Offer may be cancelled at any time. Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses. Referred Student and Kids Checking accounts are not eligible for bonus offer. Referring Members can receive a $50 bonus for each eligible referred friend who opens a KeyPoint Checking account using the promo code “RAFDD" and sets up direct deposit within 60 days of account opening. Referral bonus of $50 credited to referring Member’s checking account within 90 days of new Member account opening if eligibility requirements are met. New Member bonus of $300 credited to checking account in $50 increments over 6 months if (a) checking account is opened with at least $10, (b) Member establishes minimum $1,000 recurring monthly direct deposit for 6 consecutive months to account from net pay, pension, or government benefits and (c) first direct deposit posts within 60 days after account opening. Total new Member bonus credited to new Member’s account within 9 months of new account opening if eligibility requirements are met. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify. ADDITIONAL INFORMATION. (1) This offer cannot be combined with other promotions. (2) KeyPoint employees and officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws.

¹KeyPoint will automatically rebate ATM fees within a few business days.  System differences with the owners of the ATMs you use may not allow automatic rebates and you would then need to manually request rebates.  ²Just use your KeyPoint debit card to make ten (10) purchases within the month, and you pay no account fee. You can also waive the account fee with a direct deposit of at least $1,000.  ³$2 monthly paper statement fee.