REFER: Have your friends and family OPEN A CHECKING ACCOUNT using the promo code "RAFDD".
BONUS: When they set up direct deposit of at least $1,000, YOU’LL GET $50, AND THEY'LL GET A $300 BONUS!*

Get paid up to two days sooner than many other Financial Institutions.


We have an account for all needs, including a fee-free account and ATM rebate account:

Unlimited Account

Featuring unlimited rebates of ATM fees

✓ Automated1 ATM rebates

✓ Two ways to waive account fee2

✓ Fast direct deposit
Two days faster than most Financial Institutions

✓ Highly rated mobile app

✓ 30,000 fee-free ATMs

Free Account

Featuring no monthly account fee3

✓ Fast direct deposit

✓ Highly rated mobile app

✓ 30,000 fee-free ATMs

*Offer may be cancelled at any time. Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses. Referred Student and Kids Checking accounts are not eligible for bonus offer. Referring Members can receive a $50 bonus for each eligible referred friend who joins and opens a KeyPoint Checking account using the promo code “RAFDD". Referral bonus of $50 credited to referring Member’s checking account within 90 days of new Member account opening. New Member bonus of $300 credited to checking account in $50 increments over 6 months if (a) checking account is opened with at least $25, (b) Member establishes minimum $1,000 recurring monthly direct deposit for 6 months to account from net pay, pension, or government benefits and (c) first direct deposit posts within 60 days after account opening. Total new Member bonus credited to new Member’s account within 9 months of new account opening if eligibility requirements are met. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify. ADDITIONAL INFORMATION. (1) This offer cannot be combined with other promotions. (2) KeyPoint employees and officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws.

1KeyPoint will automatically rebate ATM fees within a few business days.  System differences with the owners of the ATMs you use may not allow automatic rebates and you would then need to manually request rebates.  2Just use your KeyPoint debit card to make ten (10) purchases within the month, and you pay no account fee. You can also waive the account fee with a direct deposit of at least $1,000.  3$2.00 paper statement fee