Refer a Friend

If you’re happy with KeyPoint and you know it, tell a friend or a family member all about it!

Get a $100 BONUS
and your friends can receive up to $300.*


Here are the details:

1.  Have your friend or family member open a Checking account using the “RF21” promotion code online or in-person at a branch!  

2.  When their new account is funded, YOU’LL GET $100 ADDED TO YOUR ACCOUNT.

3.  When your friend sets up direct deposit of at least $1,000 per month, THEY’LL GET $150!

BONUS: When they make 40 purchases with their new KeyPoint Debit Card, THEY’LL GET ANOTHER $150.


We have an account for all needs, including a fee-free account and ATM rebate account:

Unlimited Account

Featuring unlimited rebates of ATM fees

✓ Automated1 ATM rebates

✓ Two ways to waive account fee2

✓ Fast direct deposit
Two days faster than most Financial Institutions

✓ Highly rated mobile app

✓ 30,000 fee-free ATMs

Free Account

Featuring no monthly account fee3

✓ Fast direct deposit

✓ Highly rated mobile app

✓ 30,000 fee-free ATMs


See below for official rules.

*Offer may be cancelled anytime. Referred friend must be eligible to join KeyPoint and not be a previous or current KeyPoint Member. Referred Student Checking Account is not eligible for $300 bonus. Referring Members can receive a $100 bonus for each eligible referred friend who joins and opens a KeyPoint Checking Account either online using the promo code “RF21” or in-branch with a completed KeyPoint Refer a Friend form. Referring Member bonuses are paid by deposit to the referring Member’s KeyPoint account when the referred friend opens the required account with the required minimum balance. $150 bonus paid within 90 days of account opening if (a) checking account is opened with at least $25, (b) Member establishes minimum $1,000 recurring monthly direct deposit to account of net pay, pension, or government benefits, and (c) first direct deposit posts within 60 days after account opening. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify.  Additional $150 bonus paid within four months of account opening if Member uses KeyPoint Debit Card to make 40 or more purchase transactions within three months after account opening. ADDITIONAL INFORMATION. (1) This offer cannot be combined with other promotions. (2) KeyPoint employees and officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws.

1KeyPoint will automatically rebate ATM fees within a few business days.  System differences with the owners of the ATMs you use may not allow automatic rebates and you would then need to manually request rebates.  2Just use your KeyPoint debit card to make ten (10) purchases within the month, and you pay no account fee. You can also waive the account fee with a direct deposit of at least $1,000.  3$2.00 paper statement fee

NO PURCHASE REQUIRED TO ENTER OR WIN. KeyPoint Credit Union’s Refer and Win Sweepstakes runs from January 1 through March 31, 2021. The winners will be chosen by random drawing on or about April 15, 2021: One (1) person will receive a $500 Visa® Gift Card. Five (5) persons will each receive a $50 VISA® Gift Card. Winners will be contacted by KeyPoint via US mail or phone by April 30, 2021. All prizes will be awarded. Odds of winning depend on the number of entries received. To enter, you must refer a friend or family member to KeyPoint and that person opens a Checking Account. You get one entry for each referral you make.  You can also enter by mailing a 3" x 5" card with your name, address, daytime phone number and email address to Refer and Win Sweepstakes, KeyPoint Credit Union, 2805 Bowers Avenue, Santa Clara, CA 95051. Mailed entries must be postmarked from January 1 through March 31, 2021. Must be 18 years old to enter; one entry per person. KeyPoint is not responsible for lost, delayed, mis-delivered, damaged or illegible entries. By entering the sweepstakes, you agree to the contest rules; that KeyPoint’s determination of entry eligibility and winner selection will be final; and that KeyPoint may use the winners’ names and likenesses in marketing and other materials without further consideration. KeyPoint expressly disclaims any liability for any claims, damages, injuries, losses or expenses resulting from the winners’ acceptance or use of the prizes. Employees and volunteer officials of KeyPoint and their families are not eligible. Void where prohibited. Winners will be solely responsible for any applicable taxes. For a list of winners, send a self-addressed stamped envelope to KeyPoint Credit Union, Refer and Win, 2805 Bowers Avenue, Santa Clara, CA 95051. KeyPoint Credit Union is the sponsor of this Sweepstakes.