Have your friend or family member OPEN A CHECKING ACCOUNT using the "RAF2023" promotion code online or in-person at a branch!  
When your friend sets up direct deposit of at least $1,000 per month, YOU’LL GET $100 and THEY’LL GET $200!

BONUS: When they make 40 purchases with their new KeyPoint Debit Card, THEY’LL GET ANOTHER $100!


We have an account for all needs, including a fee-free account and ATM rebate account:

Unlimited Account

Featuring unlimited rebates of ATM fees

✓ Automated1 ATM rebates

✓ Two ways to waive account fee2

✓ Fast direct deposit
Two days faster than most Financial Institutions

✓ Highly rated mobile app

✓ 30,000 fee-free ATMs

Free Account

Featuring no monthly account fee3

✓ Fast direct deposit

✓ Highly rated mobile app

✓ 30,000 fee-free ATMs

*Offer may be cancelled at any time. May not be combined with other promotions. Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses. Referred Student Checking Account is not eligible for $200 bonus. Referring Members can receive a $100 bonus for each eligible referred friend who joins and opens a KeyPoint Checking Account either online using the promo code “RAF2023” or in-branch. Referral bonus of $100 and referred new Member bonus of $200 credited to respective accounts within 90 days of account opening if (a) checking account is opened with at least $25, (b) Member establishes minimum $1,000 recurring monthly direct deposit to account of net pay, pension, or government benefits, and (c) first direct deposit posts within 60 days after account opening. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify. Additional $100 bonus paid within four months of account opening if new Member uses KeyPoint Debit Card to make 40 or more purchase transactions within three months after account opening. ADDITIONAL INFORMATION. (1) This offer cannot be combined with other promotions. (2) KeyPoint employees and officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws.

1KeyPoint will automatically rebate ATM fees within a few business days.  System differences with the owners of the ATMs you use may not allow automatic rebates and you would then need to manually request rebates.  2Just use your KeyPoint debit card to make ten (10) purchases within the month, and you pay no account fee. You can also waive the account fee with a direct deposit of at least $1,000.  3$2.00 paper statement fee