At KeyPoint Credit Union, we help you make the most of your money—earning more interest on savings, money market and certificate accounts (Open now), and paying less interest on credit cards, auto loans and home mortgages (Apply now).

And we make it easier to manage your money with next-generation technology and tools—like the KeyPoint Mobile Banking app and our new Digital Application system.

Most importantly, we’re here to help you make smart financial decisions—with personal guidance from our skilled team of banking professionals, and free financial education programs and seminars like Smart Estate Planning and New Home Buying.

It all adds up to a unique banking experience you won’t find anywhere else:  


How to Join

You're eligible to join KeyPoint if you:

  • Live, work, worship or attend school in one of these California communities:
    • Alameda County
    • Contra Costa County
    • El Dorado County
    • Placer County
    • Sacramento County
    • San Mateo County
    • Santa Barbara County
    • Santa Clara County
    • Ventura County (designated areas only)
  • Work for a company that is a member of the Irvine Chamber of Commerce or TechAmerica
  • Are an immediate family member of a current Member, or if you live in the same household as a current Member