Membership

OPEN A CHECKING ACCOUNT WITH DIRECT DEPOSIT AND GET $300!* (USE PROMO CODE NM26)

At KeyPoint Credit Union, we help you make the most of your money—earning more interest on savings, money market and certificate accounts (Open now), and paying less interest on credit cards, auto loans and home mortgages (Apply now).

And we make it easier to manage your money with next-generation technology and tools—like the KeyPoint Mobile App** and our new Digital Application system.

Most importantly, we’re here to help you make smart financial decisions—with personal guidance from our skilled team of banking professionals, and free financial education programs and seminars like Smart Estate Planning and New Home Buying.

Open a Checking or Savings Account Open a Business Checking or Savings Account Apply for a Loan

It all adds up to a unique banking experience you won’t find anywhere else:  

 

How to Join

You're eligible to join KeyPoint if you fulfill one of the following:

  • Live, work, worship or attend school in one of these California communities:
    • Alameda County
    • Contra Costa County
    • El Dorado County
    • Placer County
    • Sacramento County
    • San Mateo County
    • Santa Barbara County
    • Santa Clara County
    • Ventura County (designated areas only)
  • Are an employee of any of these companies (and reside in a state listed):
    • Apple, Inc. (AZ, CA, OR, TX)
    • Intel Corporation (AZ, CA, OR, TX)
    • Cisco Systems, Inc.  (CA, TX)
    • Adobe, Inc. (CA, OR)
    • Synopsys, Inc. (CA, OR, TX)
    • eBay Inc. (CA, TX)
    • Juniper Networks (CA, TX)
    • Samsung Research America (CA)
  • Work for a company that is a member of the Greater Irvine Chamber of Commerce 
  • Are an immediate family member of a current Member, or if you live in the same household as a current Member
  • Join the Financial Fitness Association—at no cost to you! And KeyPoint will seamlessly arrange for your enrollment in the FFA.
To establish your Membership, you must open a Member Savings account with $10.


*Offer available from 1/1/2026 to 3/31/2026. Promo code “NM26” required at account opening. Must open a KeyPoint Checking account with $10 minimum opening deposit. $300 direct deposit bonus credited to Checking account in $50 increments over 6 months if: (a) Member establishes recurring qualified monthly direct deposit of at least $1,000 from salary or personal income (e.g., pension, social security or government benefits) for 6 consecutive months to Checking account, and (b) first qualifying direct deposit posts within 60 days after account opening. Total bonus credited within 9 months of new account opening. Recurring transfers or deposits from other accounts held at KeyPoint or other institutions, debit/credit card payments, account-to-account transfers or peer-to-peer services (e.g., Zelle® or Venmo) do not qualify. KeyPoint may verify deposit sources and withhold bonuses if requirements are not met. Interruptions or failure to meet direct deposit requirements will forfeit remaining bonus payments. Student and Kids Checking accounts are not eligible. KeyPoint Membership required. Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses. ADDITIONAL INFORMATION. (1) Offer cannot be combined with other promotions. (2) KeyPoint employees and officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws. **Mobile carrier rates may apply.