At KeyPoint Credit Union, we help you make the most of your money—earning more interest on savings, money market and certificate accounts (Open now), and paying less interest on credit cards, auto loans and home mortgages (Apply now).

And we make it easier to manage your money with next-generation technology and tools—like the KeyPoint Mobile Banking app and our new Digital Application system.

Most importantly, we’re here to help you make smart financial decisions—with personal guidance from our skilled team of banking professionals, and free financial education programs and seminars like Smart Estate Planning and New Home Buying.

It all adds up to a unique banking experience you won’t find anywhere else:  


How to Join

You're eligible to join KeyPoint if you:

  • Live, work, worship or attend school in one of these California communities:
    • Alameda County
    • Contra Costa County
    • El Dorado County
    • Placer County
    • Sacramento County
    • San Mateo County
    • Santa Barbara County
    • Santa Clara County
    • Ventura County (designated areas only)
  • Work for a company that is a member of the Irvine Chamber of Commerce or TechAmerica
  • Are an immediate family member of a current Member, or if you live in the same household as a current Member
  • Join the Financial Fitness Association—at no cost to you! And KeyPoint will seamlessly arrange for your enrollment in the FFA.


*Offer expires December 31, 2022. $25 minimum account opening deposit. $50 signing bonus paid within 7 days of account opening and may not be used for initial account opening deposit. $200 direct deposit bonus paid within 90 days of account opening if (a) checking account is opened with at least $25, (b) Member establishes minimum $1,000 recurring monthly direct deposit to account of net pay, pension, or government benefits, and (c) first direct deposit posts within 60 days after account opening. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify. $50 Debit Card usage bonus paid within four months of account opening if Member uses KeyPoint Debit Card to make 40 or more purchase transactions within three months after account opening. Other restrictions may apply. Student Checking Accounts are not eligible for this promotion. Taxes on bonuses, if any, are the recipient's responsibility. KeyPoint complies with federal and state tax reporting laws.