Membership

At KeyPoint Credit Union, we help you make the most of your money—earning more interest on savings, money market and certificate accounts (Open now), and paying less interest on credit cards, auto loans and home mortgages (Apply now).

And we make it easier to manage your money with next-generation technology and tools—like the KeyPoint Mobile App* and our new Digital Application system.

Most importantly, we’re here to help you make smart financial decisions—with personal guidance from our skilled team of banking professionals, and free financial education programs and seminars like Smart Estate Planning and New Home Buying.

It all adds up to a unique banking experience you won’t find anywhere else:  

• Low fees and excellent interest rates
• Free Online Banking, Mobile App and Bill Pay
• Live Chat
• 30,000 fee-free ATMs
• Free Checking or worldwide ATM fee rebates with an Unlimited Checking Account
• Annual Skip Pay option
• Flexible home loans to help you save thousands in interest and pay off your loan sooner
• Student Checking and Savings Accounts
• Free educational seminars
• Discounted insurance rates for auto, homeowners, life, disability and more
• Discounted tickets for Bay Area amusement parks
• Discounts on used vehicle purchases and rentals through Enterprise Car Sales

How to Join

You're eligible to join KeyPoint if you fulfill one of the following:

• Live, work, worship or attend school in one of these California communities:
  • Alameda County
  • Contra Costa County
  • El Dorado County
  • Placer County
  • Sacramento County
  • San Mateo County
  • Santa Barbara County
  • Santa Clara County
  • Ventura County (designated areas only)
• Are an employee of any of these companies (and reside in a state listed):
  • Apple, Inc. (AZ, CA, OR, TX)
  • Intel Corporation (AZ, CA, OR, TX)
  • Cisco Systems, Inc.  (CA, TX)
  • Adobe, Inc. (CA, OR)
  • Synopsys, Inc. (CA, OR, TX)
  • eBay Inc. (CA, TX)
  • Juniper Networks (CA, TX)
  • Samsung Research America (CA)
• Work for a company that is a member of the Greater Irvine Chamber of Commerce 
• Are an immediate family member of a current Member, or if you live in the same household as a current Member
• Join the Financial Fitness Association—at no cost to you! And KeyPoint will seamlessly arrange for your enrollment in the FFA.