Home Equity Line of Credit

Put the equity in your home to work — to pay for repairs and improvements, consolidate high-interest debt, cover college tuition or pay medical bills. With a KeyPoint HELOC, you can access the funds you need at a low rate with no annual fees or early termination fees.

Heloc rates

*APR = Annual Percentage Rate. Rates accurate as of 7/27/20 and subject to change, 12-month fixed intro APRs from 2.75%-3.25% and 3-year fixed intro APRs from 5.00% to 5.75% indexed variable APRs from 5.00% to 5.25%. Introductory and indexed APRs available to approved applicants are subject to change at any time and may depend on credit history, loan-to-value ratio, and other factors we may lawfully consider. All loans subject to credit approval. Lifetime maximum variable APR 16%. Conditions and restrictions apply; ask for details. Quoted introductory and indexed rates available as of 7/27/20; subject to change without notice.


Home Equity Line of Credit
Rates Effective: 7/27/20
Introductory Period for Fixed Rate* Initial Fixed APR Annual Percentage Rate (APR)
12 Months As low as 2.75% As low as 2.75%
3 Years As low as 5.00% As low as 5.00%