Disclosures

You’ll find detailed disclosures for all of KeyPoint products and services here in one convenient location.

If you have questions about them, speak with a representative at any KeyPoint branch or call us at (888) 255-3637.

Electronic Document Delivery Enrollment

Terms and conditions for enrolling in eStatements and eDisclosures
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Courtesy Pay Agreement

Details of our overdraft coverage program
Consumer Accounts
Business Accounts

Insurance Requirements for Loan Collateral

Explanation of why all loans must maintain insurance above the state minimum liability coverage
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Regulation D

Details of Federal Reserve limits on withdrawal transactions from your non-checking share accounts
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Electronic Transfer Error Resolution

How to address errors related to your electronic transfers
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Fee Schedule

Details of a variety of fees for different types of transactions and activity
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Member Handbooks

Details of our membership for business and consumer accounts

Business Accounts (Effective 11/15/2017)
Consumer Accounts (Effective 11/15/2017)
Change In Terms (Effective 11/16/2018)
Change In Terms (Effective 6/10/2020)

Online Banking Access Disclosure

Rules that govern your use of KeyPoint Online Banking
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SAFE ACT

License numbers of KeyPoint Credit Union representatives and mortgage loan officers
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Remote Deposit Capture Agreement

Details about using KeyPoint remote deposit capture
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Truth in Savings Disclosures

Details about KeyPoint deposit products
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VISA® Account Updater

How we automatically update your recurring payments
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See the Disclosure

Website Use of Tracking Data

How KeyPoint and third-party vendors use cookies on your web browsers
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