Start planning today for a brighter tomorrow
Now is good time to save for retirement, no matter where you are in life. KeyPoint offers three Individual Retirement Account (IRA) options, all available as Traditional or Roth. These accounts are federally insured by the NCUA.
- IRA Certificates - Lock in a fixed rate for a term of 1 month to 5 years
- IRA Flex Savings - Build your retirement savings consistently and conveniently
- IRA Flex Money Market - Manage distributions and earn more on higher balances
|IRA Certificates||IRA Flex Savings||IRA Flex Money Market|
|Description||A fixed-rate IRA with terms ranging from 1-60 months.||A consistent and convenient way to build savings for your retirement in a federally-insured account.||The greater your balance, the higher your earnings. An attractive option for accessing your IRA funds if you’re eligible for distributions.|
|Dividends||View rates||View rates||View rates|
|Minimum Opening Deposit||
|To Apply||Open and manage your IRA by visiting Retirement Central.|
Your KeyPoint deposits are federally insured to at least $250,000 (Individual Retirement Accounts up to an additional $250,000) through the National Credit Union Administration (NCUA).