Retirement Central
Start planning today for a brighter tomorrow
Now is good time to save for retirement, no matter where you are in life. KeyPoint offers three Individual Retirement Account (IRA) options, all available as Traditional or Roth. These accounts are federally insured by the NCUA.
- IRA Certificates - Lock in a fixed rate for a term of 1 month to 5 years
- IRA Flex Savings - Build your retirement savings consistently and conveniently
- IRA Flex Money Market - Manage distributions and earn more on higher balances
| IRA Certificates | IRA Flex Savings | IRA Flex Money Market | |
|---|---|---|---|
| Description | A fixed-rate IRA with terms ranging from 1-60 months. | A consistent and convenient way to build savings for your retirement in a federally-insured account. | The greater your balance, the higher your earnings. An attractive option for accessing your IRA funds if you’re eligible for distributions. |
| Dividends | View rates | View rates | View rates |
| Minimum Opening Deposit | $1,000 |
$100 | $10,000 |
| To Apply | Open and manage your IRA by visiting Retirement Central. | ||
Your KeyPoint deposits are federally insured to at least $250,000 (Individual Retirement Accounts up to an additional $250,000) through the National Credit Union Administration (NCUA).
KeyPoint Financial Services*
If you're looking for more ways to build a strong financial future, KeyPoint Financial Services can help.
*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. KeyPoint Credit Union and KeyPoint Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using KeyPoint Financial Services, and may also be employees of KeyPoint Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, KeyPoint Credit Union and KeyPoint Financial Services. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guarantee | Not Credit Union Deposits or Obligations | May Lose Value |
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