Retirement Central

Start planning today for a brighter tomorrow

Now is good time to save for retirement, no matter where you are in life. KeyPoint offers three Individual Retirement Account (IRA) options, all available as Traditional or Roth. These accounts are federally insured by the NCUA.

  • IRA Certificates - Lock in a fixed rate for a term of 1 month to 5 years
  • IRA Flex Savings - Build your retirement savings consistently and conveniently
  • IRA Flex Money Market - Manage distributions and earn more on higher balances
  IRA Certificates IRA Flex Savings IRA Flex Money Market
Description A fixed-rate IRA with terms ranging from 1-60 months. A consistent and convenient way to build savings for your retirement in a federally-insured account. The greater your balance, the higher your earnings. An attractive option for accessing your IRA funds if you’re eligible for distributions.
Dividends View rates View rates View rates
Minimum Opening Deposit     
$100 $10,000
To Apply Open and manage your IRA by visiting Retirement Central.

Your KeyPoint deposits are federally insured to at least $250,000 (Individual Retirement Accounts up to an additional $250,000) through the National Credit Union Administration (NCUA).

KeyPoint Financial Services*

If you're looking for more ways to build a strong financial future, KeyPoint Financial Services can help.

*Registered representatives offer securities through Securities America, Inc., Member FINRA/SIPC. Financial Advisors offer Advisory services through PFG Advisors. KeyPoint Financial Services, KeyPoint Credit Union, PFG Advisors, and Securities America are separate entities. Securities America and its representatives do not provide tax or legal advice.

This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.


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