Multiple Ways to Grow

Choose the IRA that fits your goals—or combine options for balanced growth and access.
  IRA Certificates IRA Flex Savings IRA Flex Money Market
Best for: Building stable growth Ongoing savings contributions Managing distributions with tiered dividend earnings
Benefits: Fixed rate for predictable growth Easy access with steady growth Higher dividends on higher balances
Minimum Opening Deposit     
$1,000
$100 $10,000

More Ways to Build Your Future

KeyPoint Financial Services*

If you're looking for more ways to build a strong financial future, KeyPoint Financial Services can help.

*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. KeyPoint Credit Union and KeyPoint Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using KeyPoint Financial Services, and may also be employees of KeyPoint Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, KeyPoint Credit Union and KeyPoint Financial Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency Not Credit Union Guarantee Not Credit Union Deposits or Obligations  May Lose Value

FAQs

Traditional Roth IRAS are available across Certificates, Savings and Money Market options.
IRAs are federally insured to at least $250,000 through the NCUA.
Yes. Transfers are simple—and tax-free when eligible.
Many people combine multiple IRA types for a mix of growth and accessibility.