Home Loans

If you want the security of knowing your interest rate and monthly payment will stay the same for the life of the loan, consider our Fixed-Rate Mortgage.

If you’d like to maximize your buying power and keep payments lower, an Adjustable-Rate Mortgage may be right for you. Choose a 30-year loan with a fixed rate for the first 3, 5, 7 or 10 years.

Borrow up to 95%** of the home’s value with loan amounts up to $726,525.
**Mortgage Insurance may be required if borrowing more than 80% of the property value.

We offer Jumbo Loans as high as $2.5 million for purchases and cash-out refinances.

• Date of birth
• Social Security Number
• Valid email address and contact phone number
• Current home address (plus previous address if you have lived at your current residence for less than two years)
• Estimated market value of the property you are trying to finance
• Name and address of current employer (plus name and address of previous employer if you have been at your current job for less than two years)
• All credit obligations and expenses, including housing, child support, credit card payments, loan payments, etc.
• All asset information, including the value of all of your accounts: checking, savings, investments, retirement, etc.
• Gross income amount, which can include secondary income sources. If applicable – you do not need to list alimony, child support, or separate maintenance agreements if you do not want to have that income taken into consideration

If you're buying a home, you'll also need:

• Address of your prospective home
• Estimated purchase price of your prospective home and closing date
• Estimated down payment amount
• Estimated annual property tax, insurance, or any homeowner's association dues

If you're refinancing a home, you'll also need:

• The year your home was purchased
• Original purchase price
• Original loan amount and the total outstanding balance on that loan and any other loans secured by your property
• Current estimated property value
• The total amount you wish to borrow