Senior ADU

KeyPoint provides financing for WellNest Pods manufactured by the WellNest Company. These pods are Additional Dwelling Units (ADU)—an independent residential dwelling unit located on the same lot as a detached single-family home.  They are typically new, stand-alone accessory structures.

The WellNest Company Pods are specifically designed to help an aging loved one.

Here are the terms of the KeyPoint Senior ADU mortgage:

  • Fixed Rate Second Mortgage
  • Loan amounts up to $250,000 and up to 80% of the home’s value (includes existing 1st lien and new 2nd lien)
  • Minimum loan amount is $20,000
  • Minimum 640 credit score.  Best pricing is 700 and above.
  • 100% cash out available
  • Up to 50% Debt to income ratio
  • 7, 10, 15, and 20-year terms available