GUARANTEED RETURNS
Grow your savings at a fixed rate over the term of your account.
NO MARKET RISK
Reach your goals on time with secure returns.
SAFE
Protect your savings—your money is federally insured by NCUA.
Start Earning with Confidence Today!
*APY=Annual Percentage Yield. Available as of 11/24/2025 and subject to change without notice. $500 minimum opening balance. New money only—this certificate cannot be funded with money already in a KeyPoint account. Early withdrawal penalties apply to 12-Month Certificate. Early withdrawal penalties apply to withdrawals within six days of account opening on 5-Month Certificate; penalty-free withdrawals permitted seven or more days after account opening. KeyPoint Membership required.