Youth Banking

A good place to start your financial journey

For young people, learning how to manage money is a big step toward a successful future. At KeyPoint, we offer tools that can help build lifelong financial skills. These special accounts and financial education resources are designed for children under age 18.

Financial Management

  • Balance Track: KeyPoint’s personal finance education program includes many online modules that lay the groundwork for financial success and sound money management skills.
  • Banking 101: Our online articles provide insight on everything from Checking accounts to savings strategies to understanding credit.


Student Savings/Smart Savings Account

  • Start earning interest 
  • No minimum balance
  • No monthly service fees
  • Available to any child under age 18 with a Social Security card and the ability to sign their name


Free Student Checking*

  • Accounts available for students ages 13 to 17
  • Minimum opening balance of just $25
  • No monthly service fee
  • No monthly minimum balance requirement
  • Converts to FREE Checking* at age 18
  • Highly rated Mobile App**


*$2.00 paper statement fee 
**Mobile carrier rates may apply.