Youth Banking

Learning to manage money is key to a successful future. Our Youth Banking program is designed to help students under the age of 18 throughout Santa Clara, Cupertino, Dublin, Goleta, Milpitas, San Jose, and Sunnyvale, learn about banking and managing their money.

The Youth Banking Program includes a:

Youth Savings/Smart Savings Account

Help your children get a strong financial start. This account has no minimum balance requirement or monthly services fees, and it’s available to any child under age 18 with a Social Security card and the ability to sign their name.


Youth/Student FREE Checking

Checking accounts are available for students age 12 to 17.   The account has a minimum opening balance of just $25, and there’s no monthly service fee or monthly minimum balance required.  The account converts to FREE Checking at age 18.