Youth Banking

Features | Accounts | Open

A strong financial future begins with good money habits! Our Youth Checking and Savings accounts build financial experience while keeping you informed for the teachable moments.
 



Financial Wellness

Learn money management skills with our Balance Track program and online articles.



Convenient

Enjoy no monthly account fee!



Access

Move, manage and access money with Mobile1 and Online Banking.



Smart Spending

Make purchases and get money at over 30,000 fee-free ATMs with debit and ATM cards.



Secure

Monitor activity, set card controls and receive alerts.

1Mobile carrier rates may apply

 



Grow into Your Account

 

Kids Savings

Kids Checking

Student Checking

Feature Free for kids 17 and younger (then converts to Smart Savings) Free for kids 8-12 (then converts to Student Checking) Free for students 13-17 (then converts to Free Checking)
Online and Mobile Banking Free Free Free
Joint Owner Yes Yes Yes
eStatements
($2 paper statement fee)
Free Free Free
Minimum Opening Deposit $25 $25 $25
Dividends** View Rates N/A N/A
ATM and Visa Debit Card Free ATM Card

Daily limit of $100 for withdraws and $300 for purchases.
Free Debit Card

Daily limit of $100 for withdraws and $300 for purchases.
Free Debit Card

Daily limit of $1,000 for withdraws and $5,000 for purchases.

*Offer may be cancelled at any time. May not be combined with any other promotion. Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses. $100 bonus applied within 90 days of account opening. Additional available $100 bonus paid within four months of account opening if Member uses KeyPoint Debit Card to make 25 or more purchase transactions within three months after account opening. Other restrictions may apply. Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws. **Rates available as of 8/16/2023; subject to change without notice. Fees may reduce earnings.

Stay Connected!

Zelle®*** makes it easy to send and receive money with friends and family!

Learn More

***Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

 



Get Started

1
Login—To open a new account as a joint owner, log into Online and Mobile Banking. If not a Member, join here and enjoy our new member offers!
2
Open Online or at a Branch—Apply in minutes! You'll need each account holder's full name, address, date of birth, and other identifying information.
3
Setup—Open with a minimum $25 deposit. Create a username and password. Set account alerts, recurring transfers, and enroll in Zelle®.