Kids Savings and Checking Accounts
Features | Accounts | Open
A strong financial future begins with good money habits! Our Kids Checking and Savings accounts help children build financial experience while keeping you informed for the teachable moments.
Secure banking for kids
Parents can monitor activity, set debit card controls and receive alerts so you’re always in the loop on your child’s saving and spending habits. And there are other great features like:
Financial Wellness
Learn money management skills with our online articles.
Convenient
Enjoy no monthly account fee!
Access
Move, manage and access money with Mobile1 and Online Banking.
Smart Spending
Make purchases and get money at over 30,000 fee-free ATMs with debit card.
Open a Checking and Savings Account
|
Kids Savings |
Kids Checking |
Student Checking |
|
|---|---|---|---|
| Feature | Free for kids 17 and younger (then converts to Smart Savings) | Free for kids 8-12 (then converts to Student Checking) | Free for students 13-17 (then converts to Free Checking) |
| Online and Mobile Banking | Free | Free | Free |
| Joint Owner | Yes | Yes | Yes |
| eStatements ($2 paper statement fee) |
Free | Free | Free |
| Minimum Opening Deposit | $10 | $10 | $10 |
| Dividends2 | View Rates | N/A | N/A |
| Visa Debit Card | Free Debit Card Daily limit of $100 for withdraws and $300 for purchases. |
Free Debit Card Daily limit of $1,000 for withdraws and $5,000 for purchases. |
1Mobile carrier rates may apply
2Rates available as of 1/1/2026; subject to change without notice. Fees may reduce earnings.
3Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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