Balance Transfer
Turn High Interest into Big Savings
0% Promo APR* On Balance Transfers and Convenience Checks
Enjoy 0.00% APR* for 12 billing cycles on all balance transfers made by January 31, 2026. A low 4% balance transfer fee applies.
After the promotional period, your variable balance transfer APR will apply:
13.99% - 25.99% APR*
Transfer your high-interest balances to your KeyPoint Credit Card and start saving.
Enjoy 0.00% APR* for 12 billing cycles on all balance transfers made by January 31, 2026. A low 4% balance transfer fee applies.
After the promotional period, your variable balance transfer APR will apply:
13.99% - 25.99% APR*
Transfer your high-interest balances to your KeyPoint Credit Card and start saving.
*All credit subject to approval. Variable purchase APRs 13.99% to 25.99%. Cash advance fee 3.00% of advance amount. Foreign transaction fee 3.00% of transaction amount. See kpcu.com/summary-of-credit-card-terms for more details.