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Educational Articles

  • Banking at a Credit Union

    How Credit Unions Work
    Find out how a credit union works, and why you should join!
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    Are Credit Unions Here to Stay?
    Find out how fast credit union membership is growing, and where credit unions are headed in the future.
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    How To Navigate The U.S. Banking System: A Guide For Expats
    Follow our easy to use guide to ensure you are getting the best banking service.
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  • Buying a House

    Home Buying 101: How to Choose a Realtor  
    Simple steps before buying a house.
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    Separating Needs from Wants

    Smart house-shopping starts with defining these categories.
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    Which Mortgage is Right for You?

    Fixed-rate and adjustable-rate mortgages impact you differently.
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    Buying Your First Home

    Great tips for first-time homebuyers.
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    Five Benefits of a Credit Union Mortgage

    Find out about KeyPoint's advantages.
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    How to Refinance a Mortgage
    With mortgage rates still near record lows, many homeowners are opting to refinance their mortgages. Learn how!
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    The Benefits of a Fixed-Rate Mortgage
    Learn the differences between a fixed-rate and adjustable rate.
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  • Buying a Vehicle

    Car Buying 101: Should I Buy a New or Used Car?
    To help you make the best choice for your needs, let's take a closer look at the various pros and cons of buying used and new.
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    How to Get a New (or Better) Car Loan
    By following these tips, you can buy a car without stressing about getting a good deal, or qualify for a better rate on your existing auto loan.
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    Five Reasons to Refinance Your Auto Loan
    Find out if a refinance is right for you.
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  • Digital Banking

    Benefits of Online Banking
    If you're not familiar with the many benefits of online banking, let's take a moment to review them.
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  • Facing a Medical Crisis

    Health Savings Accounts and Flexible Spending Accounts
    Tax-free savings options provide a cushion against unexpected medical expenses.
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    Estate Planning Requires Careful Consideration
    These important legal documents will ensure your interests are protected.
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  • Heading Off to College

    Get the Most from Your College Degree
    Find a college major that fits your personal and financial goals.
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    Understanding How to Budget
    Smart money-management starts with responsible spending in college.
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    Three Ways to Finance a College Education
    Let's review three common methods for paying for a college education.
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    The Top 5 Money Saving Tips for College Students
    Follow our top five money saving tips for students to stay financially sound.
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  • Leveraging Your Home’s Value

    When to Choose a HELOC Over a Home Equity Loan
    When you're in need of extra money for a renovation or another large expense, borrowing against your home is a natural choice.
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    The Pros and Cons of Tapping Your Home Equity
    Get our help in deciding whether seeking a home equity loan or home equity line of credit is the best decision for your particular situation.
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  • Moving Out On Your Own

    Should You Buy or Rent Your Residence?
    Emotional and financial factors will dictate which decision is best for you.
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    Examine Your Transportation Options
    If you can walk more and drive less, your savings and health will improve.
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  • Retirement

    Living Within a Budget
    Take steps to ensure your savings can provide for you throughout retirement.
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    Maintain a Diversified Portfolio
    A balanced investing approach for the short term and near future will benefit you.
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    Three Creative Ways to Save for Retirement 
    Discover creative ways to grow your retirement savings.
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    Contributory IRA Changes You Need to Know About for 2018
    To maximize the value of your IRA, you must stay on top of current changes to the way IRA's are managed.
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  • Saving Money

    Smart Ways to Save Money
    Take a closer look at some savvy savings tips.
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  • Securing your Information

    How to Protect Your Banking Info Online
    Find out what you can do to help prevent fraud.
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  • Starting a Family

    Safeguarding Your Family with Insurance
    Protecting your family and your assets adequately is part of a good financial plan.
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    Saving for Education Expenses
    529 plans and Coverdell ESAs offer opportunities to save for qualified school expenses.
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  • Starting Your First Job

    Understanding Investment Options for Retirement
    It’s never too early to start laying the financial foundation for your retirement.
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    Calculate Your Net Worth
    Keep tabs on your spending and savings habits to ensure you’re on track toward your goals.
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  • Understanding Credit

    How to Build Your Credit History
    Find out some of the most impactful things you can do to build your credit history.
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