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Meet Our Loan Officers

Daniel

NMLS #321243

Daniel DeTar

Dan deTar is a senior Mortgage Loan Officer with Keypoint Credit Union. Dan brings 29 years of mortgage industry experience with a proven track record, as he has vast experience as a Loan Officer, a manager, and the owner of a mortgage company. His knowledge and experience in the mortgage industry equip him with the tools to guide his clients through the challenges of today’s challenging compliance and regulatory environment, all while keeping his eye on the true goals, the credit union members and their families’ successful loan closing, on time, exactly as the member expects and deserves.

During his free time, Dan likes to spend quality time with his family which includes his Wife of 30 years Celia, his seven children, 3 grandchildren, and two dogs. When in his back yard, Dan is also an aspiring BBQ Pit Master.


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Holly Do

NMLS #414203

Holly Do

It has been my privilege to serve Keypoint Credit Union members for over 4 years. My goal is to help my members by letting them know how to obtain a new loan for their home purchase or refinance.

What I enjoy most about being a Mortgage Loan Officer is the pleasure that comes from helping members. Whether it is helping them to refinance or purchase their dream home, or answering their existing loan questions, I find that I can help with all their mortgage needs.

Thank you for choosing KeyPoint as your one stop credit union and allowing me to work with you! 

I speak Cantonese, Mandarin and Vietnamese.


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Ramiro Garcia

NMLS #691972

Ramiro G. Garcia

I have 17 plus years working in many aspects of the mortgage industry, so whether you are a first time or seasoned home buyer, I am committed to partnering with you to make the mortgage loan process a seamless process.  

If you're in the market to find your first or next home I can connect you with a reliable, well informed realtor that will be as passionate as finding that perfect home as you are. 

We will discuss your loan needs and with my insight you will be confident in choosing the right mortgage product. I am just a phone call away. 

Hablo Espanol  


 

Dylan Glines

NMLS #1505967

Dylan Glines

Here at KeyPoint, we’re all about providing personalized service and finding what works best for you. I am committed to going the extra mile to help identify the best mortgage product suited to fit your goals and needs.

I’m here to provide you with all the insight and assistance you need to make the home buying or refinancing process as quick and seamless as possible. My goal is to help you make informed decisions and get you into the home of your dreams.

Thank you for considering KeyPoint for your lending needs. I look forward to working with you!


 

Son Nguyen

NMLS #811624

Son Nguyen

KeyPoint has a wide variety of home loans for members. We pride ourselves on offering excellent rates and exceptional service, and I pledge that we will support you from the beginning through the completion of the loan.

As your mortgage loan officer with more than seven years’ experience in real estate lending, I will simplify the process and guide you every step of the way, from application through closing.

I am dedicated to providing you with professional service, and I welcome you to call or email me any time. You’ll feel right at home with me.

I speak Vietnamese.


 

Raul Nieves

NMLS #1505979

Raul Nieves

Having been with Keypoint Credit Union for over 7 years, I joined the Real Estate team in 2016 because I saw it is a greater opportunity to further serve our members. My goal is to help you make sound financial decisions with your greatest asset, your home.

As your Loan Officer I want to make a difference in the way you buy a home. From a first time buyer to a seasoned investor, our professional Real Estate team and I will guide you through the entire lending process from beginning to end diligently and efficiently.

I guarantee you'll experience a new level of service with Keypoint Credit Union.

I look forward to speaking to you. Thanks!

Hablo Espanol


 

Rosie Ramos

NMLS #1790191

Rosie Ramos

My experience in the mortgage industry dates back to 1994 when I was hired as an office manager at a local mortgage brokerage. Over the years, I’ve helped hundreds of mortgage customers purchase or refinance their properties. My clients come to me through my sphere of influence including my previous clients, my Realtor relationships and my family and friends. So whether you are a first time or seasoned home buyer or borrower, I am committed to making your borrowing experience both smooth and seamless. The members of KeyPoint Credit Union deserve the best rates with the best experience and I’m committed to delivering this to them.



 

Kevin Loan Officer_0216

NMLS #1415238

Kevin Son

Financing your home is one of the most important financial choices you will face. As a Loan Officer, I am here to help you make an informed decision that works for you.  

Whether you are a first-time buyer or a long-time homeowner, I want to create the right mortgage solution for your unique needs. That means taking your current situation and your future plans into account. I will also be a reliable guide throughout the loan process, working to make each step simple and efficient. 

I have been with KeyPoint since 2011, joining the real estate lending team in 2015. I am dedicated to helping our members succeed. 

Thank you for your interest in KeyPoint’s services. I hope to assist you soon!



 

Adrian_High_AE9A8075_250

NMLS #1512694

Adrian Yip

KeyPoint’s goal is to find the best loan product to suit our member’s needs. We pride ourselves on offering excellent rates and exceptional service, and I pledge that we will support you from the beginning through the completion of the loan.

As an Equity Consultant, It is my duty to create the most transparent and easy process to get you into the home of your dreams. I will guide you every step of the way, from application through closing.

Thank you for choosing KeyPoint and I am looking forward to working with you.

I speak fluent Cantonese.

Mortgage Rates  Contact Me