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Our mortgage and home equity options are perfect for purchases, refinances and renovations.
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Home Loans

Did you know that KeyPoint Credit Union is a not-for-profit institution? Unlike large banks, our profits are passed on to our members through lower interest rates and fees. As a member of KeyPoint, you are a valued shareholder, and serving your needs is our highest priority! 

KeyPoint is a California credit union that offers many loan programs to meet your needs, such as traditional first mortgage loans, Jumbo mortgages, 1st and 2nd position Home Equity Lines of Credit and a revolutionary new mortgage loan designed to leverage your assets to pay your home off years earlier, the All In One Loan. For members looking for home loans in the Bay Area, Silicon Valley, or throughout California, KeyPoint is the ideal choice.

Click here for great information about Buying Your First Home, or call our Mortgage Hotline to speak with a home loan expert: (408) 731-4278 (Mon-Fri 8:30 am - 6:00 pm; Sat 9:30 am - 3:00 pm).

Whether you are purchasing, refinancing, or deciding between a fixed or adjustable rate, KeyPoint has you covered!