KeyPoint has loan and auto payment protection!
If you’re getting a new loan or purchasing a car, KeyPoint has several loan and auto payment protection options that can help make your payments, extend your insurance, or extend your vehicle warranty:
Credit Protection1 - In the event of death, disability or involuntary unemployment, Credit Protection with Life Plus can help protect your family and erase your debt. Protect your loan balance or loan payments today, so your family can worry a little bit less about tomorrow.
Mechanical Repair Coverage2 - As your vehicle gets older, the risk and cost of repairs increase. Most common vehicle factory warranties are only good for the first 3 years or 36,000 miles. A few are good for the first four years or 50,000 miles. Mechanical Repair Coverage (MRC) can help you limit the cost of any breakdowns. You pay only the applicable deductible, if any.
Guaranteed Asset Protection Plus3 - Fair market insurance value isn’t always fair. Guaranteed Asset Protection Plus (GAP Plus) can help fill the gap between what your vehicle insurance will pay and what you owe on your loan, to cushion you against sudden out of pocket expenses if your vehicle is totaled or stolen. GAP Plus may cancel part of your next loan with KeyPoint, when you purchase a replacement vehicle.
Ask a KeyPoint representative for more information and a free quote: (888) 255-3637.
1 Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.
2 Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided and administered by Automotive Warranty Services, Inc., in FL, LA, OK and WI, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023) and in AZ, where the Obligor and Administrator is Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MCCU-001-MBI), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.
3 Your purchase of MEMBER’S CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.