Fresh Start Auto Loan

A program for auto buyers with challenged credit!

Nobody's perfect. We understand that you might have some credit hiccups—that's why we offer an auto loan program for Members with challenged credit.

Terms:

  • Loan amount from $5,000 to $40,000
  • Up to 100% financing
  • Min. down: 10% (FICO of 550-639); 15% (FICO of 475-549)
  • Proof of Income: Pay stub within 30 days (with YTD totals) and 2 years of tax returns for self-employed
  • Current employment: 3 months minimum
  • Up to 120K mileage
  • Repayment terms up to 66 months
  • Requires the installation of a remote GPS disablement system.*

*We work with Lender Systems who arranges the GPS installation. Prior to funding we call Lender Systems to arrange the installation. Once installed, we will fund the loan.