Fresh Start Auto Loan

A program for auto buyers with challenged credit!

Nobody's perfect. We understand that you might have some credit hiccups—that's why we offer an auto loan program for Members with challenged credit.


  • Loan amount from $5,000 to $40,000
  • Up to 100% financing
  • Min. down: 10% (FICO of 550-639); 15% (FICO of 475-549)
  • Proof of Income: Pay stub within 30 days (with YTD totals) and 2 years of tax returns for self-employed
  • Current employment: 3 months minimum
  • Up to 120K mileage
  • Repayment terms up to 66 months
  • Requires the installation of a remote GPS disablement system.*

*We work with Lender Systems who arranges the GPS installation. Prior to funding we call Lender Systems to arrange the installation. Once installed, we will fund the loan.