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KeyPoint branches can accept small amounts of rolled coin deposits for Members. We do not offer merchant services for high-volume coin handling, and we are unable to accept coins from Non-Members and Members of other credit unions.
KeyPoint branches can accept small amounts of rolled coin deposits for Members. We do not offer merchant services for high-volume coin handling, and we are unable to accept coins from Non-Members and Members of other credit unions.
Before contacting us, we recommend searching for the answer using the search bar in the top right corner of website, as many common questions have already been answered in our FAQs. If you are still unable to find an answer to your question, you can find our contact information here.
Your beneficiaries will be notified, and the funds will be distributed to them according to your instructions. Be sure to keep your beneficiary information updated! More questions? Click here to view our IRA FAQ.
Need an IRA?
KeyPoint has Traditional and Roth IRA options that provide intelligent savings with tax-deferred or tax-free advantages*. Your KeyPoint accounts are federally insured to at least $250,000 (Individual Retirement Accounts up to an additional $250,000) through the National Credit Union Administration (NCUA).
*Consult with a tax advisor for qualification requirements.
Which IRA is right for you?
|
|
IRA Certificates |
IRA Flex Savings |
IRA Flex Money Market |
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Description |
A fixed-rate IRA with terms ranging from 1-60 months. |
A consistent and convenient way to build savings for your retirement. |
The greater your balance, the higher the interest. |
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Interest Rates |
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Minimum Opening Deposit |
$1,000 |
$100 |
$10,000 |
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To Apply |
Open and manage your IRA by visiting KeyPoint’s Retirement Central. |
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The Online Banking Member Login is located near the top right side of our home page at kpcu.com, and a New User? Sign Up Here link is located under the Sign In button if you are a new user.
Need more help?
Call (888) 255-3637, click the Live Chat link during operating hours, or click here to request a call back—a Member Services Representative will contact you as soon as possible. You can also find our branch locations, hours and maps on our Locations page.
Write to us at KeyPoint Credit Union, 2150 Trade Zone Boulevard, Suite 200, San Jose, CA 95131.
In order to close your account, we must first confirm your identity. Call (888) 255-3637, Live Chat (the link is in the top right corner of our website) or visit any KeyPoint branch.
Are you moving out of the area?
No need to close your account! We offer free remote banking options as well as more than 5,000 shared branch locations for your convenience. If you can’t visit one of our local branches, speak with a live KeyPoint Member Service Representative by calling (888) 255-3637 or use our Live Chat at the top of the page. Don't miss out on our Member benefits.
In order to close your account, we must first confirm your identity. Call (888) 255-3637, Live Chat (the link is in the top right corner of our website) or visit any KeyPoint branch.
Are you moving out of the area?
No need to close your account! We offer free remote banking options as well as more than 5,000 shared branch locations for your convenience. If you can’t visit one of our local branches, speak with a live KeyPoint Member Service Representative by calling (888) 255-3637 or use our Live Chat at the top of the page. Don't miss out on our Member benefits.
Whenever you are on KeyPoint’s website, we can assure you that you’re safe. However, we cannot guarantee the safety of other sites. You will encounter a warning message to let you know when you’re leaving our site.
The Online Banking Member Login is located near the top right side of our home page at kpcu.com, and a New User? Sign Up Here link is located under the Sign In button if you are a new user.
Need more help?
Call (888) 255-3637, click the Live Chat link during operating hours, or click here to request a call back—a Member Services Representative will contact you as soon as possible. You can also find our branch locations, hours and maps on our Locations page.
Write to us at KeyPoint Credit Union, 2150 Trade Zone Boulevard, Suite 200, San Jose, CA 95131.
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The New Year is a great time to get financially fit. Get six New Years Resolution ideas for financial improvement with the help of KeyPoint Credit Union.
https://kpcu.com/Resources/Educational-Articles/Life-s-Journey/6-New-Years-Resolutions-for-a-Financially-ImprovedKeyPoint Credit Union participates in the Visa Account Updater service. Learn about what this means in our Visa Account Updater disclosure.
https://kpcu.com/Resources/Disclosures/VISA-Account-UpdaterKeyPoint Credit Union in California offers a variety of personal loan options. Compare our personal loans, access our online applications and apply today.
https://kpcu.com/Apply-for-a-Loan/Apply-for-a-Personal-LoanKeyPoint Credit Union in California offers a variety of car loan options. Compare our auto loans, access our online loan applications and apply today.
https://kpcu.com/Apply-for-a-Loan/Apply-for-a-Vehicle-LoanThe KeyPoint Credit Union team is near you in Milpitas, CA and they're ready to help you open a checking account, apply for loan and much more. Visit us.
https://kpcu.com/Contact/Locations/Milpitas-BranchThe Performance Money Market at KeyPoint Credit Union in CA is a high yield savings account offering our best rates and no monthly fee. Open an account.
https://kpcu.com/Savings/Money-Market-SavingsA Performance Money Market from KeyPoint Credit Union in the CA Bay Area offers high interest savings with our very best rates. Open an account today.
https://kpcu.com/Savings/Performance-Money-MarketWith a Smart Savings Account from KeyPoint Credit Union in CA, there's no fee when you keep a monthly balance of just $25. Learn more and open an account.
https://kpcu.com/Savings/Smart-SavingsAre you a talented loan officer? KeyPoint Credit Union is hiring to fill in lender positions at our CA locations. Contact Roger Albarado to learn more.
https://kpcu.com/Loans/Home-Loans/Join-Our-Loan-Officer-TeamHow do digital assets impact your estate plan? Learn what digital assets are and how they must be managed for estate planning from KeyPoint Credit Union.
https://kpcu.com/Resources/Educational-Articles/Estate-Planning/What-are-digital-assetsYou have questions? We have answers. Enter your question or keyword, and we'll provide word matches to content on the KeyPoint website.