We at KeyPoint Credit Union understand that when under challenging financial conditions, some of our members may have found themselves delinquent on their KeyPoint Credit Union mortgages, equity loans and/or lines of credit. We are a California credit union dedicated to assisting our Bay Area and Silicon Valley members in avoiding foreclosure on our loan products, including but not limited to the following:

• Extensions
• Interest Rate Reviews
• Loan Modifications

To discuss these either by phone or in person, call toll free (800) 669-5463 ext. 4122 between the hours of 9:00 am to 5:00 pm, Monday through Friday. Please be prepared to provide current proof of income or two years’ tax filings if self-employed. 

Further assistance may be acquired through The U.S. Department of Housing and Urban Development (HUD) at (800) 569-4287 or online.