Choose the card that fits
your lifestyle!
No annual fees, and a low rate on all balances!
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Credit Cards

A full line of Visa® Credit Cards to meet your needs
All KeyPoint cards are accepted worldwide, with the same great features:

  • No annual or foreign transaction fees
  • One low rate for purchases, balance transfers and cash advances
  • New EMV Chip Technology: Enjoy advanced security with EMV chip technology.
  • Mobile Wallets: Add your card to Apple Pay, Android Pay, Samsung Pay or Microsoft Wallet for added protection.
  • Cellular Telephone Protection to reimburse you for damage or theft of an eligible cellular wireless telephone when you charge your monthly cell bills to your KeyPoint credit card
  • Auto Rental Collision Damage Waiver to reimburse you for damage due to collision or theft of most vehicles when rented with your KeyPoint credit card
  • Easy online access with your other KeyPoint accounts through Online Banking 
  • Visa Checkout and Verified by Visa® : Register for the programs that help prevent unauthorized use of your card for online purchases.
  • Protection from fraud with Visa’s Zero Liability Policy (you won't be held responsible for fraudulent charges made with your card or account information)
  • Monitor your credit card activity 24/7 with Credit Card Alerts that notify you by email and text when certain types of transactions occur. FAQs
  • If you ever need a replacement card, you can get one free at any KeyPoint branch
  • No sneaky hidden fees (Summary of Credit Terms)

Loan Calculator

Choose the card that fits your lifestyle!

Visa Platinum Rewards
Earn rewards for merchandise, travel, events and activities with every purchase!

Platinum Rewards Credit Card

- Annual Fee: $0
- As low as 9.74% APR*
- 2,500 welcome bonus reward points

Summary of Credit Terms

Apply Now


Visa Platinum
Enjoy a low rate on all your balances!

Platinum Credit Card

- Annual Fee: $0
- As low as 7.74% APR*

Summary of Credit Terms

Apply Now


Visa Classic
A perfect card for your everyday purchases!

KeyPoint Classic Card

- Annual Fee: $0
- As low as 15.74% APR*

Summary of Credit Terms

Apply Now


Questions? Call us at (888) 255-3637, visit a KeyPoint branch, or go to Live Chat in the top right corner.

* APR=ANNUAL PERCENTAGE RATE. All loans subject to credit approval. Rate is based on credit worthiness and other factors, and may be higher than the rate shown. Rates and terms subject to change without notice.