Next Generation Neighborhood Banking

We are a not-for-profit credit union born from Silicon Valley innovation and built to caringly serve the community. We are full-service, member-focused, and tirelessly dedicated to providing customized financial solutions that saves you money and makes your financial life easier.

Truly free checking with worldwide ATM rebates. Learn More.

Low rates on new and used vehicles, and up to 90 days payment free! Learn More.

Local lender with flexible lending guidelines. Learn More.

Low rate or rewards, and no annual or foreign transaction fees! Learn More.

Get started with a retirement plan, investment portfolio, or college planning. Learn More.

It's easy & free to view balances, transactions and cleared check images. Learn More.

A variety of savings products that will meet your needs. Learn More.

We support local non-profits throughout the California communities we serve. Learn More.

For individuals who are new to the country, and recent college graduates. Learn More.

Member Benefits Open an Account Online Apply for a Loan Online

What People Are Saying

“I get the best service. Everyone is so friendly. Much better than big banks.”
Isela P.

“I've been with them for over 30 years. It's like family you can count on.”
Fadumo U.

“I've been with KeyPoint for over 30 years. Like a friend they've been there for life's major milestones.”
Erin O.

“I love the employees, they are friendly and welcoming. The staff remembers our names and makes us feel at home.”
Marisol D. and Brett F.

“The staff is always there for our family. They welcome us with smiles and provide us with great service!”
Cynthia B.

“The staff is always there for me to help, and answers any question I have. The personal touch that they add is second to none.”
Bryan P.