Your KeyPoint deposits are federally insured to at least $250,000 (Individual Retirement Accounts up to an additional $250,000) through the National Credit Union Administration (NCUA).
Which account is right for you?
| ||Money Market Savings Account ||Smart Savings Account ||High Yield Savings Account ||Kids Savings Account |
|Coverdell Education |
|Certificate and IRA Certificate Accounts1 |
|ATM Access2 || || || || || || |
|Dividends3 ||View rates ||View rates || View rates ||View rates ||View rates ||View rates |
|Minimum Opening Balance ||$1,000 ||$25 || $25,000 ||$25 || $25 ||$1,000 |
|Minimum Daily Balance to waive the monthly fee ||$1,000 ||$25 || $0 ||$0 || $0 ||$1,000 |
|Monthly service fee ||$10 ||$5 || $0 ||$0 || $0 ||$0 |
*A Coverdell Education Savings Account (ESA), formerly known as an Education IRA, provides tax-free, fixed-rate asset growth for education costs from kindergarten on up. Eligible individuals may contribute up to $2,000 per year on behalf of a child up to age 18. There are income guidelines to establish a Coverdell plan, and you should consult a tax advisor for your specific situation.
Start Saving Now!
Open a Savings/Certificate Account online, call us at (888) 255-3637, or visit a branch. Visit our Retirement Central for more information or to open a Coverdell Education Savings Account.
Savings & Certificate Account Disclosures
1 A penalty may be imposed for withdrawals before the maturity of a certificate: Terms less than or equal to 12 months may have a penalty equal to 90 days of dividends on the amount withdrawn; Terms greater than 12 months may have a penalty equal to 180 days of dividends on the amount withdrawn.
2 Must be age 12 or older for an ATM card.
3 Rates are subject to change without notice. All dividends are compounded and paid monthly except Certificate Accounts which are compounded and paid monthly and/or at maturity. Share Accounts have a variable rate and Certificate Accounts have a fixed rate.
Your KeyPoint savings are federally insured to at least $250,000 (Individual Retirement Accounts up to an additional $250,000) through the National Credit Union Administration (NCUA).