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The convenient, safe way
to bank — anytime,
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Online & Mobile Banking

It’s easy to manage your money and stay on top of your finances 24/7, whether you're in California or beyond –– with KeyPoint’s Online and Mobile Banking*.

More convenience

Utilizing the latest state-of-the-art technology, our Online and Mobile Banking platform gives you unlimited free access to your KeyPoint accounts –– so it’s easy to:

  • View account balances, transactions and cleared check images
  • Pay bills
  • Transfer funds
  • Schedule alerts
  • Deposit checks
  • Check your FICO® Score

And after you enroll in Online Banking, all you have to do is download our Mobile Banking app –– and you can start banking with your smartphone or tablet.  Learn more about the benefits of online and mobile banking.

FICO Score

Enhanced security

You have the security of knowing your accounts and personal information are protected with the latest technology available, including:

  • Secure Socket Layers (SSL)
  • Multi-Factor-Authentication
  • Out-of-Band Authentication

 And if you do experience fraud, you can limit your losses –– if you call the Contact Center and report it immediately. 
Learn what our security commitment is to you and what you can do to help protect your banking information.

Online Banking is supported on the two most recent versions of the following browsers: Internet Explorer, Firefox, Safari and Chrome.

Mobile Web Banking is also available for not-so-smart and windows phones at

    • Features
    • Text Banking
 Features Online Banking Mobile App*
View account balances, transactions and cleared check images check mark
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Export transaction history (or download to Quicken® or QuickBooks™) check mark

Pay bills electronically or by check (free!)
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Print check images
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View and print eStatements and other notices
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(View Only)
View and print tax forms
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Transfer funds between accounts:

            Your own KeyPoint accounts
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            Other KeyPoint members check mark
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            Your accounts at other banks (excluding Business) check mark
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Deposit checks
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View credit card balances and transactions
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Set up account alerts to monitor activity 24/7
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View FICO®** score check mark
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Send money to anyone with an email address or mobile phone (recipient will need an account) check mark
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Reorder checks check mark

Schedule alerts and reminders to be sent by email or text

(e.g., low balance or make a loan payment)

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Budget and track your spending check mark

Access TurboTax®

Open a new deposit account check mark
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Apply for an auto loan, personal loan, credit card or HELOC check mark
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Locate fee-free ATMs and branches
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Allow other users to access your accounts check mark
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Text Banking

Text banking is the fastest way to check your account balance—simply text “bal” to 77515 and your account balance will be immediately texted back to you! Just log into Online or Mobile Banking, click on Services > Text Banking.

Text 77515 with these commands once you enroll your mobile phone:

  • bal = Primary account balance
  • bal all = All account balances
  • bal <nickname> = Specific accounts if you give them short nicknames
  • hist = Last 5 transactions on primary account
  • hist <nickname> = Last 5 transactions on a specific account
  • more = Used with the hist command to show another 5 transactions
  • nick = Returns a list of all your account nicknames
  • stop = Deactivate Text Banking service
  • help = Help on keywords

There are no KeyPoint fees, but your carrier's message and data rates may apply.

*Mobile carrier rates may apply. **FICO is a registered trademark of FICO Corporation.