Chief Lending Officer
David joined KeyPoint in September 2016 as Chief Lending Officer and is responsible for consumer, residential, and commercial lending operations, loan servicing and credit risk management.
Previously, David served as the Vice President/Chief Lending Officer at CommonWealth Central Credit Union overseeing consumer, residential, and commercial lending; product management; loan servicing and credit risk management. Prior to joining CommonWealth, David was a Vice President at Patelco Credit Union responsible for all aspects of credit risk and loss mitigation services. During his tenure at Patelco, David was instrumental in developing and implementing loss mitigation strategies to preserve homeownership and reduce credit losses during the 2009 Housing Crisis. For a span of 15 years, David also held executive and division management positions at Technology Credit Union, Valley Credit Union, and Western Financial Services where he was responsible for special assets and credit risk management.
David holds a Bachelor’s Degree of Science in Business Administration from the University of Phoenix, and a Juris Doctor Degree from Lincoln Law School of San Jose. He is also a licensed California Mortgage Broker, and a Certified Business Lending Professional (Credit Union National Association).