Auto Loans
Rates as low as 5.74% APR* for 60 months (5 years)!
Whether you're looking for a new or used vehicle, we make it easy to hit the road with low rates and no payments for 90 days.
- Up to 125% financing All In for new vehicles and 120% financing All In for used vehicles (Up to 115% financing All In for new motorcycles and 110% financing All In for used motorcycles).**
- Repayment terms from 24 to 84 months.
- Up to 80% financing of the total cost (including tax, license and documentation fees) of new or used boats, and recreational vehicles.
- Financing available for private party purchases from a friend or family member.
- Clear title loans give you quick cash by borrowing against the value of your paid-off vehicle
- Refinancing options available.
*APR=Annual Percentage Rate. Rates accurate as of 12/1/2024 and subject to change. All loans and terms are subject to credit approval. Rate is based on credit worthiness and other factors and may be higher than the rate shown. Payment example: $19.21 per month per $1,000 borrowed at 5.74% APR for 60 months.
**All In financing includes tax, license, documentation fees, warranties and other dealer add-ons.
Results from the Check My Rate service are not offers of credit. All loan applications are subject to review and credit approval. Terms offered to approved applicants may vary from those provided by the Check My Rate service depending on credit product selected and other factors.
Auto Loans
- New Autos: For current model years, we offer financing up to 100%, and terms from 24-84 months. No first payment due for up to 90 days.
- Used Autos: For vehicles up to 10 years old, you can choose a term of 24-84 months, as well as financing up to 100% and no payment due for up to 90 days.
- Recreational Vehicles: Looking to buy a new or used boat or RV? We can help you finance up to 80% of the purchase price, including tax, license and documentation fees. For used recreational vehicles, financing is available up to 80% of the Wholesale Blue Book Value plus tax, license and documentation/recording fees.
- What you will need to apply:
- Valid government issued photo ID
- Valid auto insurance
- Most current paystub (if requested)
- If you're purchasing from a dealership, you'll also need:
- Signed sales contract
- If you're purchasing from a private party (clear title), you'll also need:
- Original title
- Vehicle registration
- Valid government issued photo ID for both buyer and seller
- Current mileage
- Total purchase price of vehicle
- Smog certificate (If applicable)
- DMV sales tax and fees will apply
- Note: Seller and buyer must be willing to go to branch to sign original DMV documents.
- If you're purchasing from a private party (lien on title), you'll also need:
- Account payoff information from current lender
- Vehicle registration
- Valid government issued photo ID for both buyer and seller
- Current mileage
- Total purchase price of vehicle
- Smog certificate (if applicable)
- DMV sales tax and fees will apply
- Note: Seller and buyer must be willing to go to branch to sign DMV documents.
- If you're buying out a lease, you'll also need:
- Lease paperwork or odometer disclosure from leasing company
- Lease payoff information from leasing company
- Vehicle registration
- Current mileage
- DMV sales tax and fees will apply
- If you're refinancing from another lender, you'll also need:
- Account payoff information from current lender
- Vehicle registration
- Current mileage
- If you're getting a cash out title loan, you'll also need:
- Original title
- Vehicle registration
- Current mileage
- Note: Wholesale loan to value restrictions apply.
- If you're applying for the Starting Point program, you'll need:
- Most current paystub or signed offer letter
- Valid government issued photo ID
- Social Security number
- Verification of residence
- Minimum 10% down payment