A Smarter Way to Finance Your Next Car

  •   Rates as low as 3.29% APR
  •   All credit considered
  •   No payment for up to 90 days*
  •   Fast approvals
Apply Now

Auto Loans for Every Stage


Whether you’re buying, refinancing or purchasing from a private party, our auto loans help you save with competitive rates and flexible options.



All Credit Welcome to Apply

We work with a wide range of credit situations to help more drivers get approved.



Low Rate with Flexible Terms

Rates begin at 3.29% APR, with options based on your unique credit profile.



Drive Now, Pay Later

Enjoy up to 90 days with no payments.



Apply with Confidence

Check your rate with no credit impact.

Start Your Journey Today

1
Check Your Rate—Quick online form with no credit impact.
2
Choose Your Loan—Review rates and terms that fit your budget.
3
Get Approved & Drive—Fast approvals to help you move forward sooner.
Check Your Rate (opens in a new tab) See Today’s Rates Apply Now

Auto Loan FAQs

We consider all credit types. Approvals are based on credit review and lending guidelines.
We offer financing for dealer and private party purchases.
No. By checking your rate, you’ll see your potential borrowing limits and interest rate without impact on your credit score. And if you like the terms, you can apply quickly.
Typically, a valid ID, proof of insurance and current paystub. Other requirements may vary by loan type.

3.29% APR is best available rate as of 1/8/2026 and is subject to change without notice. Check My Rate results are not offers of credit. All loans require application and are subject to approval. Rates and terms offered to approved applicants depend on credit history and other factors and may differ from Check My Rate results. KeyPoint Membership required.

*Interest accrues from loan funding.