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EMV® Chip Technology

Secure EMV® technology at KeyPoint!

KeyPoint has EMV debit and credit cards, which carry a small computer microchip to better safeguard your card data. EMV cards, also known as “chip cards” or “smart cards,” are used in over 130 countries and have become a global standard for reducing common card-related fraud.

EMV chip technology has been around for over two decades, first introduced in France in 1992. EMV’s initials stand for its original developers: Europay, MasterCard® and Visa®. Chip cards have been highly effective in reducing fraud related to retail purchases. In the United Kingdom, which popularized EMV cards a decade ago, domestic fraud losses fell by 34% between 2004 and 2010. And according to a 2013 study, credit card fraud in the European Union fell by 80% after moving to EMV cards.

The U.S. has been late to adopt this technology, but is now making a full transition from magnetic stripe cards to more sophisticated EMV cards. 

EMV Card Benefits Video

Frequently Asked Questions

  • How do EMV cards protect me?

  • How do I use an EMV card?

  • Can I use the EMV card abroad?

  • When do I get my EMV card?

  • Is my personal information vulnerable if my EMV card is lost or stolen?


For more information, call KeyPoint at (888) 255-3637.