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Plan for Tomorrow, Today

Certificate Rates to Achieve Your Goals

Super Certificate Special

Try finding these rates anywhere else!

12 MONTHS(1) 1.71% APY(3)
24 MONTHS(1) 1.82% APY(3)

With our certificate specials, your money earns more at KeyPoint. Requirements are:

•       $1,000 minimum opening balance

•       New deposits only—certificate cannot be funded with money already in a KeyPoint account         

•       Be sure to use promo code PR12 (12 month) or 24MO (24 month)

•       If opening certificate online for greater than $10,000, please call 1-888-255-3637

Your KeyPoint savings are federally insured to at least $250,000 (Individual Retirement Accounts up to an additional $250,000) through the National Credit Union Administration (NCUA).

1 A penalty may be imposed for withdrawals before the maturity of a certificate: Terms less than or equal to 12 months may have a penalty equal to 90 days of dividends on the amount withdrawn; Terms greater than 12 months may have a penalty equal to 180 days of dividends on the amount withdrawn.

2Average Percentage Yield (APY) is 1.7133% for 12 months and 1.8156% for 24 months as of 1/1/2018. Rates subject to change. The stated APY assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded monthly. For full details see the Truth In Savings Disclosure at Early withdrawal penalties may apply.