Savings & Certificates
Create a strong foundation
Whatever your goals are, our accounts help you reach them. Keep your savings on-track with automatic monthly transfers and manage your money anytime with our free Mobile* & Online Banking. And keep in mind, your funds are federally insured by the NCUA.
| Money Market Savings | Performance Money Market Savings | QuickStart Savings | Smart Savings | Membership Savings | Kids Savings1 | Coverdell Education Savings2 | Certificates3 | |
|---|---|---|---|---|---|---|---|---|
| Open | Open | Open | Open | Open | Open | Open | Open | |
| Features | Earn more on higher balances | Get our best rates with no monthly account fee | Enjoy a rate boost on your first $5k | NO monthly service fee with a $10 balance | Open with $10 deposit to establish KeyPoint Membership | FREE4 for kids under 18 (then converts to Smart Savings) | Save for school with tax-free contributions | Earn a guaranteed rate for a fixed-term |
| Monthly Service Fee | $10 (waived with minimum average daily balance of $1,000) |
FREE | FREE | $5 (waived with a minimum average daily balance of $10) |
FREE | FREE | FREE | FREE |
| ATM Access | FREE | FREE | FREE | FREE | FREE | FREE | FREE | N/A |
| eStatements | FREE4 | FREE4 | FREE4 | FREE4 | FREE4 | FREE4 | FREE4 | FREE4 |
| Minimum Opening Balance | $1,000 | $25,000 (25% of the opening deposit must be new money) |
$1 (first $5K must be new money) |
$10 | $10 | $10 | $25 | $500 |
KeyPoint Membership required.
1ATM Card must be authorized by a financially responsible joint owner. 2A Coverdell Education Savings Account (ESA), formerly known as an Education IRA, provides tax-free, fixed-rate asset growth for education costs from kindergarten on up. Eligible individuals may contribute up to $2,000 per year on behalf of a child up to age 18. There are income guidelines to establish a Coverdell plan, and you should consult a tax advisor for your specific situation. 3Early withdrawal penalties apply. 4$2 monthly paper statement fee.
*Mobile carrier rates may apply.