*APY= Annual Percentage Yield. **Must be age 13 or older for an ATM card. ***Mobile carrier rates may apply.
The minimum balance to open the Performance Money Market Account is $25,000. Twenty five percent (25%) of funds needs to be new money (not transferred from another KeyPoint account). Money Market accounts rates are variable after account opening. Balances from $0 to $24,999.99 earn 0.50% APY; from $25,000-$49,999.99 0.75% APY; $50,000-$99,999.99 1.26% APY; $100,000-$249,999.99 1.76% APY; $250,000-$499,999.99 2.02% APY; $500,000 and up 2.27% APY. Quoted rates accurate as of 4/1/2025 and subject to change without notice. Fees may reduce earnings. KeyPoint Membership required.