Limited Time Closing Cost Credit
Get up to $1,500* in lender credits toward closing costs when you open a new Home Equity Line of Credit (HELOC) and draw at least $25,000 at account opening.
Borrow More, Save More
Borrow more at opening to receive a larger closing cost credit.
| Bonus Credit | Initial HELOC |
|---|---|
| $250 | $25,000 |
| $500 | $50,000 |
| $750 | $75,000 |
| $1,000 | $100,000 |
| $1,500 | $200,000+ |
Why Choose a KeyPoint HELOC?
Use your home’s equity to fund what matters most—home upgrades, debt, tuition and more.
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*Lender credit is based on the initial HELOC advance when the credit limit is opened. The minimum advance required to receive credit is $25,000. Offer valid for applications received by 7/31/2026 and funded by 8/31/2026. As of 3/4/2026, 12-month fixed intro APRs from 6.24% to 7.49%; current indexed variable rates from 6.750% to 7.875%. 4.50% floor APR. Lifetime maximum APR is 16.00%. Rates offered to approved applicants depend on credit history, loan to value ratio and other factors we may lawfully consider. Fees to establish an equity line typically range from $950–$1,500. Appraisal fees apply. No annual or early termination fee. All loans subject to credit approval. Available rates and terms subject to change without notice. KeyPoint Membership required.