Refer a Friend (Referred Friend)


KeyPoint Credit Union provides members in the Silicon Valley and beyond with products and services to improve your financial well-being.

Here’s How KeyPoint Credit Union Helps You

  • Credit unions are not-for-profit financial institutions
  • Credit unions are owned by our members, so we don’t have stockholders to pay—all "profits" are returned to our members in the form of better rates and lower fees
  • Credit unions focus on providing personalized member service
  • Deposits are insured by the National Credit Union Administration, an independent federal agency created by the U.S. Congress
  • Once you’re a KeyPoint Member,  you’re always a Member, regardless of where you live or work
Learn How Credit Unions Work View Video (opens in a new tab)

Right now, you can get up to $500 when you open or apply for a qualifying account.*
Here's how it works:

Checking Account

When you open and set up direct deposit of at least $1,000, you’ll get $300.1

5-Month or 12-Month Certificate

When you open with at least $25,000 of new money, you’ll get $100.2

Auto or Personal Loan

When the loan is funded, you'll get another $100.3

Get started!

Online: Open an account or apply for a loan online using the promo code "RAF25". 

OR

In-Person: Show your friend’s email or text message to a representative at a KeyPoint branch and ask for promotion “RAF25".

*Offers may be canceled at any time. General eligibility requirements: (1) KeyPoint Credit Union membership required; (2) only funds not already on deposit with KeyPoint (“new money”) count towards bonus eligibility; (3) must provide promo code “RAF25” and referring Member’s name at account opening. Referred Member may receive up to $500 by meeting each bonus’s eligibility requirements; cannot open the same account multiple times for additional bonuses. 1Checking bonus: Referred Member must (1) not have an account or loan with KeyPoint in the previous two years, (2) open a KeyPoint checking account with at least $10, (3) establish minimum $1,000 recurring monthly direct deposit to KeyPoint from net pay, pension, or retirement benefit and (4) have first direct deposit post within 60 days of account opening. Referred Member receives bonus of up to $300 in six monthly $50 installments, one for each consecutive month account receives at least $1,000 by direct deposit. Disruption of direct deposit during first six months will terminate bonus payments. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify. Not available for Kids Checking or Student Checking. 2Certificate bonus: $100 paid 30 days after opening of qualified KeyPoint certificate. Certificates may be subject to early withdrawal penalties. 3Loan bonus: Referred Member must apply, be approved for, and fund either a new KeyPoint auto loan ($10,000 minimum) or personal loan ($5,000 minimum; include debt consolidation and signature home improvement loans). Refinances of existing KeyPoint debt are not eligible. All loans subject to credit approval. Bonus paid 30 days after loan funding. ADDITIONAL INFORMATION. (1) Offers cannot be combined with other promotions. (2) KeyPoint employees and officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws.