It's a win-win and here's how it works:

Refer a friend and when they open a new 5-Month or 12-Month Certificate, you both earn a $100 BONUS!
 

 
  • $25,000 minimum opening deposit
  • New money required
  • No limit to the number of Members referred
  • Use Promo Code RACFALL
Open Online Open at a Branch

*For referring and referred Members to receive $100, use of promotion code RACFALL is mandatory, and at least $25,000 of funds to open new Member's qualifying certificate must be new to KeyPoint and not transferred from any KeyPoint account. $100 bonus paid to referring and referred Members within 30 days after opening of qualified certificate. One bonus per referred Member. A single Member opening multiple certificates will not result in additional bonuses for either the referring or referred Member. APY=annual percentage yield. APY available as of 12/1/2024; subject to change without notice. Early withdrawal penalties may apply to certificates. This offer cannot be combined with any other offer. KeyPoint employees and officials and their immediate family members are not eligible. Taxes on bonuses, if any, are the Members' responsibility. KeyPoint complies with applicable tax reporting laws.