FAQs
Start with these FAQs when you're looking for information
We've compiled the questions we get most frequently so you have immediate access to answers about our checking and savings accounts, loans, products, services and general financial terms.
- All
- Auto Loans
- Auto Refinance
- Business Checking
- Business Loans
- Business Savings
- Checking
- Checking Accounts (Kids Checking, Student Checking)
- Checking Accounts (Money4Me, Free Checking)
- Credit Cards
- Debit Cards
- Debt Consolidation
- HELOC
- Home Equity
- Kids Savings
- Lines of Credit
- Loans
- Mortgage Loans
- Online & Mobile
- Online Banking
- Payments
- Personal Loans
- Rates
- Retirement Central
- Savings
- Savings & Certificates
- Savings Accounts
- Student Loan Refinance
- Youth
Youth
When your child turns 18, their Student Checking account automatically converts to a Money4Me Checking account with no monthly account fee and no minimum balance maintenance requirement. A Kids Saving account will convert to a Smart Savings account at the age of 18.
Once your child turns 18, you can either remain on the account or visit a branch to update the account holders.
A Kids Savings account is a great place to start. To apply, your child must be younger than 18 years old.
Open a Kids Checking account when your child turns 8. At 13, the account will automatically convert to a Student Checking account.