Student Checking Account

Time to learn how to manage money on your own

Open an Account Visit a Branch

No monthly fee keeps more money in your hands

Free Online and Mobile Banking to manage from anywhere

Visa® Debit Card for easy purchases online and in stores

Access to 30,000-plus ATMs nationwide, surcharge-free

A checking account designed for your tech-loving generation

At KeyPoint Credit Union, you'll find this Student Checking option loaded with digital features. Access your account 24/7 on a laptop or desktop. Move money while on the go with our mobile app. Deposit checks with a few clicks of your phone's camera. And just as importantly, take the next step on the path to independence.

Totally free checking for students ages 13-17*
No monthly account fee or minimum daily balance required
Free Online Banking and electronic Bill Pay
Free Mobile Banking with mobile check deposit
Build your financial knowledge with free access to financial education webinars and online resources
Got a job? Sign up for direct deposit and get your pay up to two days faster than you would at other financial institutions.

Frequently Asked Questions

What happens when my child turns 18?

When your child turns 18, their Student Checking account automatically converts to a Money4Me Checking account with no monthly account fee and no minimum balance maintenance requirement. A Kids Saving account will convert to a Smart Savings account at the age of 18.

Once your child turns 18, you can either remain on the account or visit a branch to update the account holders.

What’s the minimum age to open an account for my child?

A Kids Savings account is a great place to start. To apply, your child must be younger than 18 years old.

Open a Kids Checking account when your child turns 8. At 13, the account will automatically convert to a Student Checking account.

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